All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Chelmsford
Mortgage Brokers Chelmsford offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Chelmsford
Chelmsford is the county town of Essex and is a city 32 miles north-east of London. It developed out of the former parishes of Broomfield, Great Baddow, Galleywood, Writtle, Moulsham, Widford and Springfield. It is well-equipped and mixes modern development with a long, distinguised history.
For leisure, there are many attractions; for example, you can visit Hylands House, a noe-classical villa and grounds, or Ingatestone Hall, a stunning Tudor mansion, or Tropical Wings Zoo in South Woodham Ferrers, which is very children-friendly and is all-weather.
For leisure, there are many attractions; for example, you can visit Hylands House, a noe-classical villa and grounds, or Ingatestone Hall, a stunning Tudor mansion, or Tropical Wings Zoo in South Woodham Ferrers, which is very children-friendly and is all-weather.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Ensure that information on your credit report is correct
A bad score can be down to mistaken information – it might even indicate that your identity has been stolen.
By carefully checking, you can ensure that information held on you is up-to-date. Remember that obsolete addresses can negatively affect your credit rating and if you had previous ties with people who have bad credit, you should ensure that these people are no longer associated with you by corresponding with the agencies themselves.
Current Account Mortgage
A current account mortgage is a variant of an offset mortgage and involve your current account effectively becoming pooled with your mortgage repayment account.
Your salary goes into the account and in doing so, reduces the capital you owe on your mortgage and the interest which is charged on it. The more your account is in credit, the less your mortgage payments become. You can't normally get discounted rates for this kind of mortgage.
CM1 1EJ
Property Price Stats for Chelmsford
| Average property price in Chelmsford | £295,065 |
| % Change compared to last year | 9% |
| Population of Chelmsford | 168,310 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Chelmsford
- 28 Donald Way Chelmsford, Essex, CM2 9JD
- 41 Albemarle Link, Chelmsford, Essex CM1 6AH
- 112 Chelwater, Chelmsford, Essex, CM2 7UR
- 32 Wembley Ave, Maylandsea, Chelmsford, Essex. CM3 6AY.
- 10 Ashmeads, Great Baddow, Chelmsford, Essex, CM2 9FJ
Local High Street Banks in Chelmsford
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Great Baddow, Newney Green, Writtle, Broomfield, Howe Green, Broxbourne and Boyton Cross.
- Barclays Bank Plc - 40-41 High St, Chelmsford CM1 1BE
- Metro Bank Plc - Frenchs Gate, 20 Springfield Rd, Chelmsford CM2 6FA
- Lloyds Bank Plc - 199 Moulsham St, Chelmsford CM2 0LJ
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Book your mortgage valuation as soon as you've had your offer accepted
If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.
You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down.
Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.