Stamp Duty holiday extended. Read why some transactions won't complete in time.
Mortgage Broker Chelmsford
Mortgage Broker Chelmsford
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Chelmsford
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Ensure that information on your credit report is correctA bad score can be down to mistaken information – it might even indicate that your identity has been stolen. By carefully checking, you can ensure that information held on you is up-to-date. Remember that obsolete addresses can negatively affect your credit rating and if you had previous ties with people who have bad credit, you should ensure that these people are no longer associated with you by corresponding with the agencies themselves. |
Current Account MortgageA current account mortgage is a variant of an offset mortgage and involve your current account effectively becoming pooled with your mortgage repayment account. Your salary goes into the account and in doing so, reduces the capital you owe on your mortgage and the interest which is charged on it. The more your account is in credit, the less your mortgage payments become. You can't normally get discounted rates for this kind of mortgage. |
Chelmsford is the county town of Essex and is a city 32 miles north-east of London. It developed out of the former parishes of Broomfield, Great Baddow, Galleywood, Writtle, Moulsham, Widford and Springfield. It is well-equipped and mixes modern development with a long, distinguised history.
For leisure, there are many attractions; for example, you can visit Hylands House, a noe-classical villa and grounds, or Ingatestone Hall, a stunning Tudor mansion, or Tropical Wings Zoo in South Woodham Ferrers, which is very children-friendly and is all-weather.
For leisure, there are many attractions; for example, you can visit Hylands House, a noe-classical villa and grounds, or Ingatestone Hall, a stunning Tudor mansion, or Tropical Wings Zoo in South Woodham Ferrers, which is very children-friendly and is all-weather.
CM1 1EJ
Property Price Stats for Chelmsford
| Average property price in Chelmsford | £295,065 |
| % Change compared to last year | 9% |
| Population of Chelmsford | 168,310 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Chelmsford - Recently Completed
- Donald Way Chelmsford, Essex, CM2 9JD
- 41 Albemarle Link, Chelmsford, Essex CM1 6AH
- 112 Chelwater, Chelmsford, Essex, CM2 7UR
- 32 Wembley Ave, Maylandsea, Chelmsford, Essex. CM3 6AY.
- 10 Ashmeads, Great Baddow, Chelmsford, Essex, CM2 9FJ
Local High Street Banks in Chelmsford
Mortgage Broker in and around Chelmsford
Our Chelmsford mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Great Baddow, Newney Green, Writtle, Broomfield, Howe Green, Broxbourne and Boyton Cross.
Which banks are local to you?
- Barclays Bank Plc - 40-41 High St, Chelmsford CM1 1BE
- Metro Bank Plc - Frenchs Gate, 20 Springfield Rd, Chelmsford CM2 6FA
- Lloyds Bank Plc - 199 Moulsham St, Chelmsford CM2 0LJ
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Chelmsford
Mortgage Brokers Chelmsford offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Chelmsford Mortgage Broker Insider Tips
Get your signed documents to your conveyancing solicitors as soon as possible.
Your solicitor cannot exchange on your property in Chelmsford until they have received your signed contract, transfer deed, mortgage deed and anything else required. Therefore it is so vital that you complete these as soon as possible and send them by the fastest possible method.
Often your solicitor will only accept signed originals of certain documents. Therefore it is important to account for slow postal delivery options.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
SAM Conveyancing, SAM Surveyors & SAM Mortgages are trading names of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. We comply with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA).
Our registered office is 3rd Floor, 86-90 Paul Street, London, EC2A 4NE and our trading address is 19 Silwood Road, Ascot, Berkshire, SL5 0PY.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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