Proud of our Customer Reviews
SAM Conveyancing Quote Reviews

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Chelmsford

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Chelmsford Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Ensure that information on your credit report is correct

A bad score can be down to mistaken information – it might even indicate that your identity has been stolen.

By carefully checking, you can ensure that information held on you is up-to-date. Remember that obsolete addresses can negatively affect your credit rating and if you had previous ties with people who have bad credit, you should ensure that these people are no longer associated with you by corresponding with the agencies themselves.

Current Account Mortgage

A current account mortgage is a variant of an offset mortgage and involve your current account effectively becoming pooled with your mortgage repayment account.

Your salary goes into the account and in doing so, reduces the capital you owe on your mortgage and the interest which is charged on it. The more your account is in credit, the less your mortgage payments become. You can't normally get discounted rates for this kind of mortgage.


Chelmsford is the county town of Essex and is a city 32 miles north-east of London. It developed out of the former parishes of Broomfield, Great Baddow, Galleywood, Writtle, Moulsham, Widford and Springfield. It is well-equipped and mixes modern development with a long, distinguised history.

For leisure, there are many attractions; for example, you can visit Hylands House, a noe-classical villa and grounds, or Ingatestone Hall, a stunning Tudor mansion, or Tropical Wings Zoo in South Woodham Ferrers, which is very children-friendly and is all-weather.

CM1 1EJ

Property Price Stats for Chelmsford


Average property price in Chelmsford £295,065
% Change compared to last year 9%
Population of Chelmsford 168,310 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Chelmsford - Recently Completed

  • Donald Way Chelmsford, Essex, CM2 9JD
  • 41 Albemarle Link, Chelmsford, Essex CM1 6AH
  • 112 Chelwater, Chelmsford, Essex, CM2 7UR
  • 32 Wembley Ave, Maylandsea, Chelmsford, Essex. CM3 6AY.
  • 10 Ashmeads, Great Baddow, Chelmsford, Essex, CM2 9FJ

Local High Street Banks in Chelmsford

Mortgage Broker in and around Chelmsford

Our Chelmsford mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Great Baddow, Newney Green, Writtle, Broomfield, Howe Green, Broxbourne and Boyton Cross.

Which banks are local to you?


  • Barclays Bank Plc - 40-41 High St, Chelmsford CM1 1BE
  • Metro Bank Plc - Frenchs Gate, 20 Springfield Rd, Chelmsford CM2 6FA
  • Lloyds Bank Plc - 199 Moulsham St, Chelmsford CM2 0LJ

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Chelmsford

Mortgage Brokers Chelmsford offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Chelmsford Mortgage Broker Insider Tips

The trick is to choose the right solicitor from the outset for your home move in Chelmsford.

Yes, this may seem obvious, but it's not only the reviews that make a good solicitor. It is also the volume of work they have. If a solicitor is overworked, they will not be able to prioritise effectively, delays may be increased and your case may be overlooked. 

A good solicitor is someone who keeps your best interest in mind at all times and who values high communication levels.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.