Mortgage Broker Chobham
Mortgage Broker Chobham
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Chobham
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Apply to remove unfair defaults on your fileA company might have reported a debt it thinks you still owe but you think you have paid it. You should contact that company directly to ask for it to be removed and inform it that you will contact the Financial Ombudsman if it isn't. If your contact with the company does not sort out the issue you can contact the relevant credit reference agency to add a notice of correction with a short explanation. Applications for credit may take longer but your action should reduce the negative effects on your score of the claimed default. |
Family Offset MortgageFamily offset mortgages fall into the wider class of offset mortgages and work by close associates or family members placing money into an account linked to the mortgagor's mortgage. Interest stemming from the account is deducted from the mortgage interest owed for the mortgage' in this way, the mortgagor's repayments become cheaper.. The lender may stipulate that the savings stay in the account for many years and the associates cannot withdraw them or make use of the interest for other purposes. |
Chobham is a village in Surrey Heath Borough in Surrey which has a small high street area which specialises in 'traditional' trades. It is near to Virginia Water, Windsor Great Park and Thorpe Park (theme park and outdoor water sports and activities). Chertsey Museum and Ascot Racecourse are also each only 5 miles away.
GU24 8LA
Property Price Stats for Chobham
| Average property price in Chobham | £630,165 |
| % Change compared to last year | 8% |
| Population of Chobham | 3,799 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Chobham - Recently Completed
- Clews Lane, Woking, Surrey, GU24 9DZ
- 1 Fenns Coombe Court, West End, Woking, GU24 9NB
- 17 Gardenia Drive, West End, Surrey, GU24 9XG
- 38 Oakwood Road, Windlesham, Surrey, GU20 6JD
- Oaktree House, Oaktree CLose, Virginia Water, Surrey, GU25 4JG
Local High Street Banks in Chobham
Mortgage Broker in and around Chobham
Our Chobham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Woking, Windlesham, Lightwater, Sunningdale, Longcross, Ripley and Knaphill.
Which banks are local to you?
- Lloyds Bank Plc - 7 Broadway, Knaphill, Woking GU21 2DR
- Barclays Bank Plc - 19, High St, Ascot SL5 7JG
- HSBC Bank Plc - 6 Commercial Way, Woking GU21 6EZ
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Chobham
Mortgage Brokers Chobham offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Chobham Mortgage Broker Insider Tips
Getting financial help towards your deposit from a family member?
To save yourself delays in the conveyancing process further down the line:
1 The family member must decide whether it's a gift or a loan.
2 If it's a gift, you must ensure that the person gifting fills out a gifted deposit letter with the correct information.
The correct information must be set down and the letter must be signed by witnesses. The giver will also have to provide ID and proof of funds. If the giver isn't a family member, you must tell your mortgage lender as this can sometimes cause issues.
For further information about these matters, including a useful template, please click on Gifted Deposit Letter
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.