Our Mortgage Broker Guide to getting a mortgage in Chobham
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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Mortgage Broker Tip 1 | Mortgage Broker Tip 2 |
Apply to remove unfair defaults on your fileA company might have reported a debt it thinks you still owe but you think you have paid it. You should contact that company directly to ask for it to be removed and inform it that you will contact the Financial Ombudsman if it isn't.
If your contact with the company does not sort out the issue you can contact the relevant credit reference agency to add a notice of correction with a short explanation. Applications for credit may take longer but your action should reduce the negative effects on your score of the claimed default. | Family Offset MortgageFamily offset mortgages fall into the wider class of offset mortgages and work by close associates or family members placing money into an account linked to the mortgagor's mortgage. Interest stemming from the account is deducted from the mortgage interest owed for the mortgage' in this way, the mortgagor's repayments become cheaper..
The lender may stipulate that the savings stay in the account for many years and the associates cannot withdraw them or make use of the interest for other purposes. |
Chobham is a village in Surrey Heath Borough in Surrey which has a small high street area which specialises in 'traditional' trades. It is near to Virginia Water, Windsor Great Park and Thorpe Park (theme park and outdoor water sports and activities). Chertsey Museum and Ascot Racecourse are also each only 5 miles away.