Proud of our Customer Reviews
SAM Conveyancing Quote Reviews

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Clacton on Sea

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Clacton on Sea Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Consolidate your credit card debt

If you've run up large balances owed over many credit cards, consolidating the debt into a single card or loan with a lower interest rate and/or fees will mean you pay out less and the debt will be easier to manage and pay down.

Offset Mortgage

These can themselves be fixed or variable rate mortgages but always involve the mortgagor (or associate of a mortgagor) having a linked savings account. They work by interest which accrues on the savings account being offset against the interest charged on the mortgage.

The theory is that you'll pay off your mortgage more quickly because of the boost offered by your savings interest. However you cannot then use your savings interest as income and offset mortgages most often don't give you access to discounted rate deals.


Clacton on Sea is the largest town in Tendring Borough in Essex and is principally known as a seaside resort. It also has two business/industrial parks.

Clacton Pier is a perennial favourite with its leisure and amusement facilities and Westcliff Theatre in Tower Road hosts a variety of performances, ranging from those for kids & family to drama, live music and talks.

CO15 1NP

Property Price Stats for Clacton on Sea


Average property price in Clacton on Sea £168,367
% Change compared to last year 4%
Population of Clacton on Sea 55,000


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Clacton on Sea - Recently Completed

  • Crown Road, Clacton On Sea, Essex, CO15 1AU
  • 22 Alton Park Road, Clacton-on-Sea, Essex, CO15 1ED
  • 22 Alton Park Road, Clacton-on-Sea, Essex, CO15 1ED
  • 80 Spenser Way, Jaywick, Clacton on Sea, Essex, CO15 2QU
  • 2 Nansen Road, Holland on Sea, Essex, CO15 5ED

Local High Street Banks in Clacton on Sea

Mortgage Broker in and around Clacton on Sea

Our Clacton on Sea mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Frinton on Sea, Weeley, Thorpe le Soken, Holland on Sea, Great Bentley, Canewdon and St Osyth.

Which banks are local to you?


  • Barclays Bank Plc - 27 Station Rd, Clacton-on-Sea CO15 1TD
  • Lloyds Bank Plc - 1 West Ave, Clacton-on-Sea CO15 1QP
  • HSBC Bank Plc - 47 Station Rd, Clacton-on-Sea CO15 1RR

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Clacton on Sea

Mortgage Brokers Clacton on Sea offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Clacton on Sea Mortgage Broker Insider Tips

Buying a leasehold property? Request your vendor to get their management information pack when your offer is accepted.

Your solicitor needs to examine the leasehold management information very carefully as it deals with matters like service charges and how well the freehold has been run. 

Very frequently the freeholder or managing agent may take weeks to compile and return the material which may form the basis of enquiries from your solicitor which in turn need to be answered.

Click to find out more about the Management Information Pack

Click to get your FREE Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.