Proud of our Reviews
SAM Conveyancing Reviews
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Clifton

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Clifton Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Bad Credit Mortgage

Having a high credit rating has an impact on what mortgages will be available to you (you have less options) and can also delay the mortgage process, increase the eventual interest rate and mean increased product fees.

However, even with a bad credit rating it is still possible to get a mortgage. There are independent mortgage brokers who can help to find a mortgage that is suitable for your credit score. Brokers are able to find mortgages based on their knowledge of the current market and can also best advise you on which lenders are likely to lend to you.

If you are successful in your mortgage application, if you then make all your repayments on time then your credit score will improve, which will in turn allow you to arrange better borrowing terms in future.

First Time Buyer Mortgage

Mortgages can be stressful and confusing when you are a first-time buyer. Happily there are mortgages designed for you in terms of their suitability. During the application process, lenders gather all the information necessary to calculate matters such as what is the maximum amount you can borrow and what is the best type of mortgage suited to your needs.


Clifton, a suburb of Bristol, has upscale restaurants and bars around Whiteladies Road as well as a variety of quirky. Within its area there are also popular places including Clifton Suspension Bridge and Clifton Cathedral.

BS8 4HG

Property Price Stats for Clifton


Average property price in Clifton £424,599
% Change compared to last year - 5%
Population of Clifton 13,500 (2017)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Clifton - Recently Completed

  • Canynge Square Bristol BS8 3LB
  • Christchurch Rd Bristol BS8 4EE
  • Vyvyan Terrace Bristol BS8 3DF
  • Hanbury Rd, Bristol BS8 2EW
  • Pembroke Rd, Bristol BS8 3EG

Local High Street Banks in Clifton

Mortgage Broker in and around Clifton

Our Clifton mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Stoke Bishop, Redcliffe, St Andrew's, St Pauls, Redland , Sneyd Park and Cotham.

Which banks are local to you?


  • Lloyds - 58 Queens Rd, Clifton, Bristol BS8 1RQ
  • HSBC - 149 Whiteladies Rd, Bristol BS8 2RA
  • NatWest - 40 Queens Rd, Bristol BS8 1BF

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Clifton

Mortgage Brokers Clifton offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Clifton Mortgage Broker Insider Tips

Buying a leasehold property? Request your vendor to get their management information pack when your offer is accepted.

Your solicitor needs to examine the leasehold management information very carefully as it deals with matters like service charges and how well the freehold has been run. 

Very frequently the freeholder or managing agent may take weeks to compile and return the material which may form the basis of enquiries from your solicitor which in turn need to be answered.

Click to find out more about the Management Information Pack

Click to get your FREE Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.