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Our Mortgage Broker Guide to getting a mortgage in Crofton Park

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Crofton Park Tip 1
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Mortgage Broker Tip 1

Mortgage BrokerTip 2

Had credit problems in the past? Open new accounts responsibly

When you open and manage new credit accounts responsibly, by making the correct repayments at the correct time and by not overextending yourself, you will help your credit score in the longer term and lessen the toxic effect of any earlier credit problems.

Discount Mortgage

Discount mortgages normally involve the lender imposing an interest rate charge on the loan which is at a discount to the lender's standard variable rate (SVR). The discount is normally fixed for a period (typically 2 or 3 years).

You benefit as a mortgagor by the discount rate being cheaper than the SVR and if the SVR in turn is cut, then you pay even less each month. However you also have to allow for the possibility of the SVR rising, in which case you'll pay more. You may also be subject to charges if you wish to leave before the end of the discount period.


Crofton Park is a residential suburb in Lewisham Borough in south-east London and is 5 miles from Central London. It hosts the Rivoli Ballroom and the Brockley Jack Theatre, has great restaurants and has open spaces such as Blythe Hill, where great views of the City of London can be had.

SE4 2PH

Property Price Stats for Crofton Park


Average property price in Crofton Park £506,855
% Change compared to last year 8%
Population of Crofton Park 14,937 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Crofton Park - Recently Completed

  • Crofton Gateway, London, SE4 2DL
  • Flat 22 Asaphs Court, St Asaphs Road, Brockley Road, South East London, SE4 2EE
  • 32c Dalrymple road, SE4 2BH London
  • 1 Manor Avenue, Brockley, London SE4 1PE
  • 81B Upper Brockley Road, Brockley, London SE4 1TF

Local High Street Banks in Crofton Park

Mortgage Broker in and around Crofton Park

Our Crofton Park mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Honor Oak Park, Brockley, Ladywell, Lewisham, New Cross, Castle Bar Park and Forest Hill.

Which banks are local to you?


  • Barclays - 373 Brockley Rd, London SE4 2AH
  • Co-op Bank - 151 Lewisham High St, London SE13 6AA
  • Lloyds - 120 Lewisham High St, Lewisham, London SE13 6JG

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Crofton Park Mortgage Broker Insider Tips

Receiving a gifted deposit? Ensure that the donor/s have their IDs and proof of funds to hand.

When you instruct a solicitor to buy or sell a property, you need to give them proof of ID and address and proof of funds. 

If you're being helped with deposit funds from family members etc., your solicitor will want to know who these people are and where their money in turn has come from and they will have to prepare a signed and witnessed gifted deposit declaration.

Ensuring that anyone gifting deposit funds to you has these items in readiness guards against unnecessary delays.

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