Mortgage Broker Crystal Palace

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Available 8am to 7pm
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We handle the whole  Mortgage Process
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** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Crystal Palace

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Crystal Palace Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Keep credit usage low

Lenders always look at how much credit is available to you as well as your outstanding balances.

If the amount of available credit you can access is low, lenders can take the view that you aren't looking after your finances successfully. You should always try to keep credit balances below 50% of the total credit available to you.

No Deposit Mortgage

No deposit mortgages are designed such that the applicant gets a 100% loan to value (LTV) from the lender without having to provide the normal 10% deposit.

The applicant must, however, have an associate (most often a family member) who provides security for the mortgage loan normally by either agreeing to leave a sum of money in a linked account for a set period of time (the lender controls the account during that time period) or by putting up their own house as collateral.

If the mortgage holder defaults on repayments, the lender can remove funds from the linked account or force the associate to release value from their own home to make up the shortfall.

To find out more, click on No Deposit Mortgages


Crystal Palace is a pleasant area of south-east London, around 6 miles south sout-east of the capital's centre in Croydon Borough. It has an excellent variety of property, from Victorian, Edwardian and Georgian period to modern housing estates.

Landmarks mainly centre around Crystal Palace Park, which hosts the UK athletics track, hosts a maze and historically was the site of the Crystal Palace, moved there from Central London (the Great Exhibition) but subsequently burnt down. The transmitters to the north of the park are visible from many miles away in most directions. Crystal Palace Football Club has its ground in nearby Selhurst Park. There are a number of excellent pubs and restaurants around Crystal Palace, such as the Sparrowhawk and Westow House.

Property Price Stats for Crystal Palace


Average property price in Crystal Palace£388,774
% Change compared to last year9%
Population of Crystal Palace12,255 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Crystal Palace - Recently Completed

  • Maberley Road, Crystal Palace, London SE19 2JA
  • 11 Westow Street, Crystal Palace, London SE19 3RW
  • 41 Westow Hill, Crystal Palace, London SE19 1TQZ
  • 3 Waldegrave Rd, London SE19 2AJ
  • 18 Patterson Rd, London SE19 2L

Local High Street Banks in Crystal Palace

Mortgage Broker in and around Crystal Palace

Our Crystal Palace mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Upper Norwood, Gipsy Hill, Penge, Anerley, Upper Sydenham, Bishop's Lydeard and Sydenham.

Which banks are local to you?


  • Natwest - 61 Sydenham Rd, London SE26 5HA
  • Barclays - 81 Sydenham Rd, Sydenham, London, SE26 5UA
  • HSBC - 76 Westow Hill, London, SE19 1SE

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Crystal Palace offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Crystal Palace Mortgage Broker Insider Tips

If you're buying, getting a structural assessment (Building Survey) of your property in Crystal Palace from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Crystal Palace is to book your Building Survey at the same time as you instruct your conveyancing solicitor

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote
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