Our Mortgage Broker Guide to getting a mortgage in Dorking
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Remove financial links to old partnersYou may find that your credit rating is diminished because of the suspect credit history of someone you've shared joint finances with. This might be a business or life partner. You should write to your credit reference agency and ask for a notice of disassociation. |
Cashback MortgageA lender gives you money back, normally a percentage of the loan, when you take out this type of mortgage, the idea being that you benefit from a lump sum which is helpful when you're moving home. In many ways, this type of mortgage is purely a marketing incentive: before taking this type of mortgage out, you should carefully check the interest rate you will be charged and if you'll have to pay any additional fees to see if you're actually benefiting enough from the incentive. |
Dorking is 21 miles from Central London to the south south-west and is a market town in Mole Valley Borough within Surrey. It is an affluent commuter town with a shopping centre and is known for its many antique dealers. You can enjoy an excellent walk or go mountain biking in nearby Leith Hill, part of the picturesque Surrey Hills, or you can check out Wotton House, built at the start of the 18th century in the English baroque style and enjoy its wonderful grounds and gardens.
RH4 1AW
Property Price Stats for Dorking
| Average property price in Dorking | £425,361 |
| % Change compared to last year | 12% |
| Population of Dorking | 11,185 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Dorking - Recently Completed
- 7 Pledges Yard, 63 Falkland Road, Dorking, Surrey, RH4 3AD
- High St, Dorking RH4 1AW
- 58 Kingston Road, Leatherhead, Surrey, KT22 7BW
- 2 Cannon Grove, Fetcham, Leatherhead KT22 9JZ
- 19 Linden Road, Leatherhead, Surrey, KT22 7JB
Local High Street Banks in Dorking
Mortgage Broker in and around Dorking
Our Dorking mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Leatherhead, Reigate, Great Bookham, Westhumble, Pixham, Little Bookham and Westcott.
Which banks are local to you?
- Barclays - 99 High St, Dorking RH4 1AN
- Lloyds - 120-124 High St, Dorking RH4 1BB
- HSBC - 67 West St, Dorking RH4 1BW
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Dorking
Mortgage Brokers Dorking offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Dorking Mortgage Broker Insider Tips
Communicating using the fastest and most efficient methods can really speed up conveyancing in Dorking.
The last thing you want is to be ready for exchange but still be waiting on outstanding documents. To avoid unnecessary delays, if you have a question for your solicitor, the quickest thing to do is pick up the phone. Emailing with scanned attachments can be faster than posting documents.
If you do need to send any documents, make sure you use recorded delivery. This will avoid the horrible situation that the documents are lost in the post and you have to wait for replacements.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.