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Our Mortgage Broker Guide to getting a mortgage in Dulwich

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Dulwich Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Remove financial links to old partners

You may find that your credit rating is diminished because of the suspect credit history of someone you've shared joint finances with. This might be a business or life partner.

You should write to your credit reference agency and ask for a notice of disassociation.

Cashback Mortgage

A lender gives you money back, normally a percentage of the loan, when you take out this type of mortgage, the idea being that you benefit from a lump sum which is helpful when you're moving home.

In many ways, this type of mortgage is purely a marketing incentive: before taking this type of mortgage out, you should carefully check the interest rate you will be charged and if you'll have to pay any additional fees to see if you're actually benefiting enough from the incentive.


Dulwich is an area of South London, in the boroughs of both Southwark and Lambeth. It is a desirable area to live in, particularly the Dulwich Village area, which feels very much like a village and has the famous Dulwich Picture Gallery located within it (exhibitions by such luminaries as Paula Rego are frequent).

Dulwich College independent school is the most renowned school in the area. There are plenty of open spaces in and around Dulwich and Crystal Palace Park is not far away with its myriad diversions, including maze, athletics track, olympic-sized swimming pool, children's playground and lake.

SE21 7AJ

Property Price Stats for Dulwich


Average property price in Dulwich £689,054
% Change compared to last year 8%
Population of Dulwich 12,321 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Dulwich - Recently Completed

  • Dulwich Village, London SE21 7AJ
  • Flat 12, Badminton House, Dog Kennel Hill, East Dulwich, London SE22 8BH
  • Top Flat, 215 Lordship Lane, London SE22 8JF
  • The Chestnuts, Dulwich Common, London, SE21 7EW
  • 36b Elsie Road, Dulwich, London, SE22 8DX

Local High Street Banks in Dulwich

Mortgage Broker in and around Dulwich

Our Dulwich mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Camberwell, Peckham, Crystal Palace, Forest Hill, West Norwood, Honor Oak and Gipsy Hill.

Which banks are local to you?


  • Barclays Bank Plc - 117 Dulwich Village, London SE21 7BL
  • Lloyds Bank Plc - 12 Croxted Rd, London SE21 8SW
  • HSBC Bank Plc - 103 Streatham Hill, London SW2 4UE

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Dulwich Mortgage Broker Insider Tips

Buying a leasehold property? Request your vendor to get their management information pack when your offer is accepted.

Your solicitor needs to examine the leasehold management information very carefully as it deals with matters like service charges and how well the freehold has been run. 

Very frequently the freeholder or managing agent may take weeks to compile and return the material which may form the basis of enquiries from your solicitor which in turn need to be answered.

Click to find out more about the Management Information Pack

Click to get your FREE Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.