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Our Mortgage Broker Guide to getting a mortgage in East Horsley

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker East Horsley Tip 1
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Mortgage Broker Tip 1

Mortgage BrokerTip 2

Sort out any issues on your credit report

You must first obtain an up-to-date credit report to check how your credit worthiness is viewed. If you have been rejected for credit, you need to check your files immediately to work out the reason why. Otherwise, you may continue to apply for credit for which you continue to be declined. This cycle, of itself, worsens any credit problems.

First time buyer mortgage

First time buyer mortgages are any types of mortgage specifically marketed at first time buyers. They might for example be Help to Buy Mortgages or cashback mortgages (where the lender makes some cash immediately available for your home move when you take out the mortgage).

Mortgages specifically marketed at first time buyers are likely to be those which eliminate as much uncertainty regarding matters such as repayments as possible, so the certainty, for example, of fixed rates is likely to be favoured more than variable rate repayments.


East Horsley is a village in Guildford Borough in Surrey, 21 miles south west of London. It is an affluent area with predominantly detached homes and there is substantial woodland in the locale. It has a medieval church called St Martin's.

The A246 runs through the village and Horsley railway station is on the main line connecting London Waterloo to Guildford.

KT24 6RU

Property Price Stats for East Horsley


Average property price in East Horsley £1,000,855
% Change compared to last year 9%
Population of East Horsley 4,290 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker East Horsley - Recently Completed

  • Ockham Road, East Horsley, Leatherhead, Surrey KT24 6RU
  • Cranleigh, Silkmore Lane, West Horsley, Leatherhead, Surrey, KT24 6JB
  • Church Rd, Great Bookham, Leatherhead, Surrey, KT23 3PF
  • 19 Linden Road, Leatherhead, Surrey, KT22 7JB
  • 12 Buffers Lane Leatherhead, Surrey, KT22 7XG

Local High Street Banks in East Horsley

Mortgage Broker in and around East Horsley

Our East Horsley mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Great Bookham, East Clandon, Ockham, West Horsley, Downside, Runnymede and Shere.

Which banks are local to you?


  • Lloyds - 5 Ockham Rd S, East Horsley, Leatherhead KT24 6QW
  • Nationwide - 1 North St, Leatherhead KT22 7AX
  • Barclays - 8de, 5 Church St, Leatherhead KT22 8DW

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers East Horsley offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

East Horsley Mortgage Broker Insider Tips

Buying a leasehold property? Request your vendor to get their management information pack when your offer is accepted.

Your solicitor needs to examine the leasehold management information very carefully as it deals with matters like service charges and how well the freehold has been run. 

Very frequently the freeholder or managing agent may take weeks to compile and return the material which may form the basis of enquiries from your solicitor which in turn need to be answered.

Click to find out more about the Management Information Pack

Click to get your FREE Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.