Mortgage Broker Egham
Mortgage Broker Egham
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Egham
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Get on the electoral roll – you're unlikely to get credit if notBeing on the electoral roll will not only improve your credit score but more importantly is normally necessary to be granted credit at all. If you're not on the roll, a credit agency's score might indicate that your credit rating is excellent, but in practice, you won't normally be granted credit if you apply because of fraud scoring, Lenders invariably use the electoral roll to check IDs and addresses. |
Repayment MortgageAll residential mortgages are repayment mortgages as opposed to interest-only mortgages. The mortgagor, typically over a 25-year time period, makes regular monthly payments which involve a portion being made to pay off the interest on the loan and a portion used to pay off some of the capital. The mortgagor, as time progresses, pays off an increasing amount of the capital. At the end of the term, assuming all repayments are made, the loan is fully paid off. Repayment mortgages have the advantage that you are developing a larger equity stake each month and this can make it easier to get a cheaper mortgage deal in the future. |
Egham is a town in Runnymede Borough in Surrey and is 19 miles west south-west of Central London. Magna Carta was signed in nearby Runnymede and the town, within Englefield Green, contains the Royal Holloway College of the University of London. It has a pleasant town centre with independent shops as well as high street chains. Nearby attractions include Windsor Castle, Windsor Great Park and Thorpe Park.
There are some excellent open spaces nearby including Runnymede, Virginia Water lake and Windsor Great Park.
There are some excellent open spaces nearby including Runnymede, Virginia Water lake and Windsor Great Park.
TW20 9EY
Property Price Stats for Egham
| Average property price in Egham | £382,838 |
| % Change compared to last year | 8% |
| Population of Egham | 6,384 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Egham - Recently Completed
- Egham Hill, Egham, Surrey, TW20 0ER
- Charta Road, Egham, Surrey, TW20 8XG
- Tower Court, Vicarage Road, Egham, Surrey, TW20 9JN
- Mead Court, Egham, Surrey, TW20 8XF
- Derwent Road, Egham, Surrey TW20 8JP
Local High Street Banks in Egham
Mortgage Broker in and around Egham
Our Egham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Staines, Englefield Green, Addlestone, Chertsey, Virginia Water, Acton and Wraysbury.
Which banks are local to you?
- Barclays Bank Plc - 46 High St, Egham TW20 9EP
- Natwest Bank Plc - 50 High St, Egham TW20 9EU
- Santander Bank Plc - 45 High St, Egham TW20 9DP
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Egham
Mortgage Brokers Egham offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Egham Mortgage Broker Insider Tips
Let your mortgage lender know if you are needing to work to a deadline.
If you need to get moving quickly and are using a mortgage to purchase your home in Egham, you need to speak to your mortgage lender for advice on whether this deadline is achievable. This could actually even influence your choice of mortgage lender and mortgage product itself!
It is so important to get your mortgage valuation booked in as soon as possible. It can take up to 2 weeks to receive the valuation and you do not want to be stuck in a position where you are ready to exchange but cannot proceed because you have no valuation in as yet.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.