FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Eltham
Mortgage Brokers Eltham offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Eltham
Eltham is a suburb in south-east London in Greenwich Borough, 8 miles east south-east of Central London. Architecture in the area is very varied and includes anything from cottages, local authority houses and villas to the Lord Chancellor's Lodging, a grand house built around 1420. The many green spaces around include King John's Walk and Oxleas Meadows.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
What about County Court Judgements, Bankruptcy Orders and Defaults?
They are bad, but not the end of the world. They will stay on your file for 6 years and will play a factor in the decision to offer you a mortgage. Some mortgage lenders may take into consideration other factors such as several years of good credit scoring, continuous employment, savings and references. Speak to a SAM Conveyancing Mortgage Broker for the best advice on this.
Repayment Mortgage
These are now the only type of mortgage open residential home buyers. As they sound, you repay the mortgage by paying back some of the interest each month as well as some of the capital you've been loaned. The mortgage is fully repaid once you've successfully made all the monthly payments for the whole term (traditionally 25 years).
Repayment mortgages are distinct from interest-only mortgages, where you simply pay back the interest on the mortgage loan each month and at the end of the mortgage period, you repay the capital with money you've saved elsewhere. Monthly repayments are therefore cheaper than for repayment mortgages, however there's no set vehicle for saving up the capital to be repaid.
SE9 1HA
Property Price Stats for Eltham
| Average property price in Eltham | £362,234 |
| % Change compared to last year | 10% |
| Population of Eltham | 18,162 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Eltham
- 450 Rochester Way, Eltham, London, SE9 8LJ
- 339 Footscray Road, Eltham, London, SE9 2EH
- 46 Green Lane, Eltham, London, SE9 2AG
- 29 Campbell Court, 3 Embry Road, Kidbrooke, London, SE9 6BT
- 129 Westmount Road, Eltha, London, SE9 1XX
Local High Street Banks in Eltham
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Lewisham, Kidbrooke, Woolwich, Catford, Hither Green, Herne Hill and Welling.
- Barclays Bank Plc - 131 Eltham High St, London SE9 1TJ
- HSBC Bank Plc - 111 Eltham High St, London SE9 1PT
- Nationwide Building Society - 156 Eltham High St, London SE9 1BJ
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Instruct a solicitor even before your offer has been accepted.
If you instruct a solicitor at the earliest possible time, once your offer on a Eltham property is accepted, you will be ready to get things underway and the seller will see how intent you are on purchasing their property.
By being organised you are indicating to the seller that you should be able to complete in good time and the process will be as smooth as possible, thereby potentially increasing your chance of success.
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.