Mortgage Broker Devon
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Devon
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Plymouth | £14,503 | £29,006 or £14,503 per salary with a joint purchase |
Exeter | £18,117 | £36,234 or £18,117 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Devon
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Struggling to make repayments? Ask the lender if you can reduce the amount
If you are 'treading water' and struggling to make all your repayments, you may want to contact your creditors to arrange – even if temporarily – to reduce the repayment amount(s).
Your credit score is much less likely to be harmed if you continue to make reduced payments rather than defaulting on any.
Self-Employed Mortgage
Getting a conventional mortgage can be a huge challenge for those self-employed because of difficulties in establishing adequate proof to a lender that their business is sound and trading well and that future prospects will bring in enough to make the necessary monthly mortgage repayments.
Self-employed mortgages are specifically aimed at this group and normally require applicants to provide at least 2 years' worth of company accounts, SA302s or tax returns and possibly evidence of future work lined up. Click to find out more about Self-Employed Mortgages
Get together all the required official paperwork you'll need for your conveyancing.
- For ID purposes, you'll normally require an up-to-date passport and/or driving licence with a current home address.
- You'll need to provide proof of funds; as an employee, you'll need at least the last 3 months' payslips and a P60; if you're self-employed, you'll need your SA302 from HMRC (you need to allow for a time-lapse if you have to order this) or accounts covering the last 3 years.
- If you're selling, you need any relevant documents detailing planning consents or building regulation approval and any guarantees for works or fittings and things like boiler safety certificates.
Get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels
Frequently Asked Questions: Mortgage Brokers Devon
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Devon mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Devon - Recently Completed
- Butt Parks, Crediton, Devon, EX17 3HB
- 38 Dean street, Crediton, Devon, EX17 3EW
- 44 Park Street, Crediton, Devon, EX17 3EH
- 49a Tidcombe Lane, Tiverton, Devon, EX16 4EQ
- 6 Bridge St. Uffculme, Cullompton Devon, EX15 3AX
Watch our video to find out how to organise your mortgage and funding for your purchase.
