Mortgage Broker Fareham

Book your Free Mortgage Consultation today

There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
I agree to Terms and Privacy Policy
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
Proud of our Reviews
SAM Conveyancing Reviews
SAM Conveyancing Reviews  322 Google Reviews
Fast Mortgage Applications with SAM Conveyancing
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Fareham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Fareham Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Check your scores with all 3 credit reference agencies

The 3 companies – CallCredit, Experian and Equifax – all use different methods to derive your score: you should therefore check all 3 to find out what points they've given you because you don't know which agencies a lender will check with.

<>/div>
The additional benefit is that credit reference agencies occasionally do make mistakes, for example keeping an address on file which has become obsolete. You should always work quickly to make mistakes as you may end up being unfairly penalised and this can spiral, with resolution becoming a complicated matter!

Standard Variable Rate Mortgage

A standard variable rate mortgage is one where the interest you pay on your mortgage loan to your lender is normally a few percentage points above the Bank of England base rate. The rate can vary, not only along with movements in the base rate but also because the lender decides to vary it.

If you have a standard variable rate mortgage, you'll have to ensure that you can make your repayments even if the rate changes against your favour and thus there Is an inherent uncertainty about this. You can, however, leave this kind of mortgage at any time without penalty and opt to take on, for example, a fixed rate mortgage or a discount mortgage.


Fareham is a market town between Portsmouth and Southampton on the south coast and is on a tip of Portsmouth Harbour. Landmarks and attractions include Portchester Castle, Westbury Manor Museum and Fort Fareham.

Property Price Stats for Fareham


Average property price in Fareham£257,956
% Change compared to last year4%
Population of Fareham42,210 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Fareham - Recently Completed

  • Hill Road, Portchester, Fareham, HANTS PO16 8JZ
  • 11 Trinity Street, Fareham, HANTS PO16 7SD
  • 53 Highlands Road, Fareham, HANTS PO15 6AU
  • 132 Blackbrook Rd, Fareham, HANTS PO15 5BY
  • 91 West St, Fareham, HANTS PO16 0AU

Local High Street Banks in Fareham

Mortgage Broker in and around Fareham

Our Fareham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Gosport, Lee-on-the-Solent, Titchfield, Whiteley, Knowle, Debenham and Southwick.

Which banks are local to you?


  • Barclays - 67-69 West St, Fareham PO16 0AT
  • Lloyds - 43 West St, Fareham PO16 0B
  • TSB - 123 West St, Fareham PO16 0DU

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Fareham

Mortgage Brokers Fareham offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Fareham Mortgage Broker Insider Tips

Make sure you are in constant communication with your solicitor.

If your situation changes or something unforeseen arises, inform your solicitor as soon as possible. This should avoid unnecessary and time-consuming work being carried out which later needs to be rectified. 

It also ensures all legal documents are accurate and you are receiving service which is specifically tailored to your needs and circumstances for your home move in Fareham.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote Fixed Fee – No Sale No Fee – On all Major Lender Panels