Our Mortgage Broker Guide to getting a mortgage in Feltham
The mortgage application process has 4 stages regardless of which mortgage lender you use:
-
1
Approval/Decision in Principal (AIP/DIP)
-
2
Mortgage in Principal (MIP)
-
3
Mortgage Valuation
-
4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
|
|
Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Stay living in one placeEver wonder why you get asked, “Have you lived at this address for longer than 3 years?” If you haven’t been registered at one address for a long period of time this will affect your credit rating because a mortgage lender wants to know where you live. If you keep moving, this shows a lack of stability and inconsistency increasing your risk profile. Stay put and register everything you have to at this one address. Show a stable living and continuous residential address and your credit score will go up. |
Capped MortgageCapped mortgages give security to a mortgagor in that mortgage repayments cannot rise above a certain rate. They are a type of variable rate mortgage and although they cannot vary upwards (in repayment costs) beyond a certain point, payments are allowed to fall when the index itself falls. Mortgagors can therefore benefit from the surety that they won't have to pay out more than a certain agreed monthly sum but also from any fall in the underlying index (such as the Bank of England base rate). |
Feltham, located around 14 miles west south west of Central London, has all the advantages of a modern urban area (shopping, restaurants, pubs and nightlife) as well as many beautiful green spaces. Rugby fans can also watch matches at the nearby - and world famous - stadium in Twickenham. Other attractions include the Hampton & Kempton Waterworks Railway which is found on Snakey Lane in Hanworth and the large Cineworld complex for cinema goers.
TW13 4BS
Property Price Stats for Feltham
| Average property price in Feltham | £285,762 |
| % Change compared to last year | 12% |
| Population of Feltham | 27,104 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Feltham - Recently Completed
- Azalea House, Bedford Lane, Feltham, Middlesex, TW13 4GB
- Sunbury Road, Feltham, Middlesex, TW13 4PQ
- Staines Road, Feltham, Middlesex, TW14 0JT
- Hounslow Road, Feltham, Middlesex, TW14 0BN
- Ellington Road, Feltham, Middlesex, TW13 4RQ
Local High Street Banks in Feltham
Mortgage Broker in and around Feltham
Our Feltham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Ashford, Hounslow, Egham, Staines, Sunbury, Twickenham and Cranford.
Which banks are local to you?
- HSBC Bank Plc - 61 High St, Staines TW18 4QW
- Barclays Bank Plc - 71 High St, Staines TW18 4PS
- Santander Bank Plc - 46-48 High St, Staines TW18 4DY
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Feltham
Mortgage Brokers Feltham offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Feltham Mortgage Broker Insider Tips
Book your mortgage valuation as soon as you've had your offer accepted
If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.
You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down.
Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.