Proud of our Customer Reviews
SAM Conveyancing Quote Reviews

calc.png

Use our
Mortgage Calculator

as-featured.png

Our Mortgage Broker Guide to getting a mortgage in Fleet

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Fleet Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Unused credit cards and store cards? Cut them up!

Access to too much available credit that you don't use at all can negatively impact your credit rating. In other words, the difference between taking a small amount of credit on a card and then paying it off correctly is preferable to having the card but not using it at all. The best thing to do with credit cards and store cards that you don't use at all is to destroy them.

Conversely, you shouldn't 'max out' any one credit card – you are better off using less than 50% of available credit on any one card and taking on another one if you are maxing one out to spread your credit (ensuring that you pay down the card which you max out of course!). Additionally, dormant bank accounts which have good credit histories are best left open – these can benefit your credit score.

Interest-only Mortgage

Your repayments for an interest-only mortgage only go towards paying for the interest on the loan. The actual loan capital has to be paid off using one or more other investment vehicles, such as an endowment fund – it does not work like a repayment mortgage, where you develop an increasing equity in the property over time.

Interest-only mortgages are only open to commercial mortgage applicants, including, most notably, those looking to buy to let.


Fleet in Hampshire County, located 36 miles south-west from London, is a town in the Hart district. Basingstoke is 10 miles to the west. Fleet has received many plaudits for being judged one of the best places to live in the UK by some industry experts: it is affluent, has a quaint High Street, a freshwater lake - Fleet Pond - and numerous open spaces around it.

Basingstoke Canal runs through Fleet and is very popular with walkers, cyclists and people fishing. You can also visit the ruins of King John's Castle at North Warnborough.

GU51 3HH

Property Price Stats for Fleet


Average property price in Fleet £390,718
% Change compared to last year 6%
Population of Fleet 38,726 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Fleet - Recently Completed

  • Honister Gardens, Fleet, Hampshire, GU51 3DD
  • 91 Willowbourne, Fleet, Hampshire, GU51 5BP
  • 34 Old Dairy Close, Fleet, Hampshire, GU51 3SJ
  • 4 Award Rd, Church Crookham, Fleet, Hampshire, GU52 6HE
  • 34 Old Dairy Close, Fleet, Hampshire, GU51 3SJ

Local High Street Banks in Fleet

Mortgage Broker in and around Fleet

Our Fleet mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Farnborough, Farnham, Aldershot, Yateley, Frimley, South Lambeth and Blackwater.

Which banks are local to you?


  • Barclays Bank Plc - 208 West End Ln, London NW6 1UY
  • HSBC Bank Plc - 221 Fleet Rd, Fleet GU51 3BW
  • Nationwide Building Society - 170 Fleet Rd, Fleet GU51 4DA

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers

Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Fleet

Mortgage Brokers Fleet offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Book a Free Mortgage Broker Consultation

Fleet Mortgage Broker Insider Tips

Getting financial help towards your deposit from a family member?

To save yourself delays in the conveyancing process further down the line:

1 The family member must decide whether it's a gift or a loan.
2 If it's a gift, you must ensure that the person gifting fills out a gifted deposit letter with the correct information.

The correct information must be set down and the letter must be signed by witnesses. The giver will also have to provide ID and proof of funds. If the giver isn't a family member, you must tell your mortgage lender as this can sometimes cause issues.

For further information about these matters, including a useful template, please click on Gifted Deposit Letter

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.