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Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 5.25% on the 1st August 2024.
Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Churchdown | £37,651 | £75,303 or £37,651 per salary with a joint purchase |
Hardwicke | £39,927 | £79,855 or £39,927 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Gloucester
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Check your credit scores annually or before you make a major application
Flexible Family Mortgage
Selling? Consider ordering your own local authority search
- One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search, for their own peace of mind.
- The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes.
- A seller can, therefore, pre-empt this by buying their own local authority search, which they can then sell to a prospective buyer.
- They also benefit by being notified of any planning orders, etc.
Order your Local Authority Search
Frequently Asked Questions: Mortgage Brokers Gloucester
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Gloucester mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
You can disengage the services of your Mortgage Broker before making a formal application, and no fee will be levied.
Read our - Terms and Conditions.
SAM Conveyancing is an approved partner of Advies Private Client, and this page is an advertisement for them. SAM Conveyancing does not provide or arrange mortgage advice, but we may receive a commission for any product you take with Advies Private Client after we introduce you to them.
The FCA does not regulate SAM Conveyancing and does not provide any insurance or mortgage products, nor can we provide any advice on different insurance or mortgage products. Please liaise with your chosen Advies Private Client for any insurance advice.
Mortgage Broker Gloucester - Recently Completed
- Scott Ave, Gloucester GL2 5BD
- 6 Court Rd, Brockworth, Gloucester GL3 4EP
- 88 High St, Gloucester GL1 4SS
- 31 Churchfield Rd, Gloucester GL4 8BA
- 17 Churchfield Rd, Gloucester GL4 8BA
Watch our video to find out how to organise your mortgage and funding for your purchase.