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Our Mortgage Broker Guide to getting a mortgage in Grantham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Grantham Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Remove unfair defaults on your file

Defaults can sometimes occur on your credit file because a company has reported a debt you still owe (which you may have disputed).

You must contact the company and ask for it to be removed, making it clear that you will contact the Financial Ombudsman if it isn't.

If contact with the company does not solve the problem, you can add a notice of correction to your file with a short explanation. It may slow applications down but it will help reduce the effects of the default.
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Your final recourse is to contact the Financial Ombudsman or, if your dispute is with an energy company, the Energy Ombudsman.

Interest-only Mortgage

These types of mortgages, now only open to non-residential customers in the UK, require a mortgagor to repay monthly only the interest on the mortgage loan. The capital has to paid in full at the end of the mortgage term.

Residential mortgagors can only take out repayment mortgages, which differ from interest-only mortgages in that each month, you have to pay not only a portion of the interest owed but a portion of the capital borrowed.


Grantham is a market town in Lincolnshire County within the South Kesteven District area and is roughly equidistant (around 25 miles) from Lincoln and Nottingham. Landmarks and attractions there Arguably the town's most famous one-time occupant was Margaret Thatcher, who was the UK's Prime Minister three times between 1979 and 1990.

NG31 7FY

Property Price Stats for Grantham


Average property price in Grantham £159,485
% Change compared to last year 5%
Population of Grantham 34,592 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Grantham - Recently Completed

  • Scarsdale Way, Grantham, NG31 7FY
  • 51 Harrowby Cres, Grantham, Lincolnshire NG31 7TG
  • 5 Gleneagles, Grantham, Lincolnshire NG31 9QJ
  • 37 Town End, Wilsford, Grantham, Lincolnshire, NG32 3NX
  • 18 St Peter's Hill, Grantham NG31 6AA

Local High Street Banks in Grantham

Mortgage Broker in and around Grantham

Our Grantham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Melton Mowbray, Oakham, Bingham, Newark-on-Trent, Sleaford, Sheet and Billingborough.

Which banks are local to you?


  • Yorkshire Bank - 10 High St, Grantham NG31 6PU
  • Barclays - 33-35 High St, Grantham NG31 6PH
  • HSBC - 88 Westgate, Grantham NG31 6LF

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Grantham Mortgage Broker Insider Tips

Get all your signed documentation to your solicitor in advance, if you want to give yourself more chance of a faster conveyancing process in Grantham.

Your conveyancing solicitor can't exchange contracts with the other side until they receive your mortgage deed, transfer deed, signed contract and so on. Originals of these documents, or at least some originals may be required by your solicitor and if so, you may need to post them.

It's a good idea, if you have to use Royal Mail, to send as much correspondence as you can together and make sure to use recorded delivery. This way, the documents can be tracked and you can find out when your mail was received and who signed for it. This is never best left to chance - you might lose your documents, which will slow down your conveyancing considerably and you will have to wait for replacements, into the bargain.

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