Our Mortgage Broker Guide to getting a mortgage in Harlesden
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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Mortgage Broker Tip 1 | Mortgage Broker Tip 2 |
Turned down for credit unfairly? Appeal to the company involvedYou have the option to appeal to a company which has turned down your application for credit if you feel the rejection is unfair. In the event that the decision was made by an automated system, you can ask for it to be reviewed.
If this approach does not work, don't immediately apply for similar credit from another company as you may make the situation worse in terms of your credit score. You should instead check your credit file, take any necessary steps to improve your credit score and leave it at least 3 months before you approach another lender. | Offset MortgageWith any form of offset mortgage the applicant normally has a linked account which bears interest and this interest is offset against the interest payable on their mortgage loan, making repayments cost less.
The flip side is that interest rates charged on these mortgages may be higher than normal and, of course, the income from interest on the linked account can no longer be used for any other purpose. |
Harlesden is an area in Brent borough in north-west London and has a highly vibrant, ethnically mixed community which includes, for example a sizeable Brazilian population. It is 5 miles north-west of the capital's centre.
Landmarks and attractions include the Jubilee Clock and the Mean Fiddler music venue. Families can enjoy a visit to the Mayhew Animal Home (Trenmar Gardens, Kensal Green), which is a famous rescue and rehousing sanctuary for cats and dogs with plenty of educational material thrown in