Our Mortgage Broker Guide to getting a mortgage in Harlesden
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Turned down for credit unfairly? Appeal to the company involvedYou have the option to appeal to a company which has turned down your application for credit if you feel the rejection is unfair. In the event that the decision was made by an automated system, you can ask for it to be reviewed. If this approach does not work, don't immediately apply for similar credit from another company as you may make the situation worse in terms of your credit score. You should instead check your credit file, take any necessary steps to improve your credit score and leave it at least 3 months before you approach another lender. |
Offset MortgageWith any form of offset mortgage the applicant normally has a linked account which bears interest and this interest is offset against the interest payable on their mortgage loan, making repayments cost less. The flip side is that interest rates charged on these mortgages may be higher than normal and, of course, the income from interest on the linked account can no longer be used for any other purpose. |
Harlesden is an area in Brent borough in north-west London and has a highly vibrant, ethnically mixed community which includes, for example a sizeable Brazilian population. It is 5 miles north-west of the capital's centre.
Landmarks and attractions include the Jubilee Clock and the Mean Fiddler music venue. Families can enjoy a visit to the Mayhew Animal Home (Trenmar Gardens, Kensal Green), which is a famous rescue and rehousing sanctuary for cats and dogs with plenty of educational material thrown in
Landmarks and attractions include the Jubilee Clock and the Mean Fiddler music venue. Families can enjoy a visit to the Mayhew Animal Home (Trenmar Gardens, Kensal Green), which is a famous rescue and rehousing sanctuary for cats and dogs with plenty of educational material thrown in
NW10 4DE
Property Price Stats for Harlesden
| Average property price in Harlesden | £465,905 |
| % Change compared to last year | 25% |
| Population of Harlesden | 17,162 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Harlesden - Recently Completed
- 29 Drayton Road, Harlesden, London NW10 4DE
- Flat 3 Bazalgette House, Harlesden Road, NW10 3RE
- 32 Flat B, Tubbs road, Harlesden, London, NW10 4RE
- 75b Bathurst Gardens, London NW10 5JH
- 32 Burrows Road, London NW10 5SG
Local High Street Banks in Harlesden
Mortgage Broker in and around Harlesden
Our Harlesden mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Park Royal, Stonebridge, North Acton, East Acton, White City, Dollis Hill and Kensal Green.
Which banks are local to you?
- TSB - 58 High Street Harlesden, London NW10 4LP
- Santander - 93 High St, London NW10 4NX
- Barclays - Acorn House 38, 36 Park Royal Rd, London NW10 7JA
Access to the whole of the mortgage market
Appointments available today
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Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Harlesden
Mortgage Brokers Harlesden offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Harlesden Mortgage Broker Insider Tips
Selling? Deal with any issues which are likely to appear on a survey before you market your property
A cautious buyer is more likely to book a RICS home buyers survey which is likely to show up any potential or actual defects your property may have.
If there are any, these may give a prospective buyer grounds either to bargain with you for a reduction in selling price or even to pull out of buying. At the very least you may end up wasting time as a result.
You should therefore call in a professional to remedy any structural issues you may have such as damp – the cause might often be damaged roofs or window frames or leaking pipes.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.