Proud of our Customer Reviews
SAM Conveyancing Quote Reviews

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Harrow

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Harrow Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Don't use your credit cards to withdraw cash

You should only ever withdraw cash using a credit card in an emergency.

It's very expensive and worse, lenders view it as proof that your money management skills are poor: it is recorded on your credit file.

Endowment Mortgage

Endowment mortgages are traditionally associated with interest-only mortgages and so are only open to non-residential investors such as those looking to buy to let.

Your monthly repayments pay off the interest on the loan only with an interest-only mortgage and don't address payment of the capital. The endowment element works by you paying into an endowment fund and part of your payment is put towards life cover (if you die, the capital is paid off). The endowment fund itself is an investment fund which you invest in monthly and which is intended to grow, during the mortgage period, to become large enough on surrender at the end of the period to cover the capital.

The risk – and controversy surrounding these products – concerns the fund not growing sufficiently to cover the full capital amount such that there is a shortfall which has to be made up.


Harrow is a large suburban town to the northwest of London, around 11 miles from the capital''s centre. It is arguably best known for Harrow School, the world famous public school and the prominent hill around which the school is spread.

The church of St Mary's on the hill itself can be seen from many miles distant and is a particularly prominent landmark. The town offers a mix of shopping and business areas with varied residential areas, some of which are almost village-like. Harrow Museum - or Headstone Manor Museum - offers a great collection of history about the local area.


HA2

Property Price Stats for Harrow


Average property price in Harrow £427,903
% Change compared to last year 11%
Population of Harrow 243,400 (2012)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Harrow - Recently Completed

  • Exeter Road, Harrow, HA2 2PF
  • Flat 4, 78 Welldon Crescent, Harrow London HA1 1QR
  • 132 Butler Road, Harrow, HA1 4DX
  • 81 Bridge Court, Stanley Road, Harrow, Greater London HA2 8FE
  • 2 Andrews Close, Harrow, HA1 3GE

Local High Street Banks in Harrow

Mortgage Broker in and around Harrow

Our Harrow mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Sudbury, Wealdstone, Stanmore, Wembley, Kenton, Neasden and Northwick Park.

Which banks are local to you?


  • Metro Bank Plc - 1 - 2 Saint Anns Shopping Centre, Harrow HA1 1AS
  • HSBC Bank Plc - 26-28 St Ann's Road, Middlesex, Harrow HA1 1LA
  • Barclays Bank Plc - 355 Station Rd, Harrow HA1 2AN

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Harrow

Mortgage Brokers Harrow offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Harrow Mortgage Broker Insider Tips

Communicating using the fastest and most efficient methods can really speed up conveyancing in Harrow.

The last thing you want is to be ready for exchange but still be waiting on outstanding documents. To avoid unnecessary delays, if you have a question for your solicitor, the quickest thing to do is pick up the phone. Emailing with scanned attachments can be faster than posting documents.

If you do need to send any documents, make sure you use recorded delivery. This will avoid the horrible situation that the documents are lost in the post and you have to wait for replacements.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.