Proud of our Reviews
SAM Conveyancing Reviews

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Hebden Bridge

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    Approval/Decision in Principal (AIP/DIP)
    Mortgage in Principal (MIP)
    Mortgage Valuation
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Hebden Bridge Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Try not to use all of the possible credit available to you

To credit agencies, a person who has taken up all available credit can look overextended financially.

This can negatively affect a credit rating as the person will be regarded as statistically more likely to miss payments or make them late.

First time buyer mortgage

First time buyer mortgages are any types of mortgage specifically marketed at first time buyers. They might for example be Help to Buy Mortgages or cashback mortgages (where the lender makes some cash immediately available for your home move when you take out the mortgage).

Mortgages specifically marketed at first time buyers are likely to be those which eliminate as much uncertainty regarding matters such as repayments as possible, so the certainty, for example, of fixed rates is likely to be favoured more than variable rate repayments.

Hebden Bridge is a market town in the Upper Calder Valley in West Yorkshire. Its name is derived from Anglo-Saxon and the town 'took off' in the Industrial Revolution because the area's geography made it ideal for the siting of water-powered weaving mills. The town continued to develop in the 19th and 20th centuries having a large economic focus on clothing manufacturing.

In the latter half of the 20th century, many artists, musicians and writers moved to the area and it became a focus of tourism. Additionally it became a popular dormitory town for larger towns both sides of the Pennines including Manchester, Bradford, Leeds and Burnley.

Hebden Bridge's shops are virtually all independent boutiques and landmarks and attractions include the Hardcastle Crags (picturesque countryside with great walks), the Hebden Bridge Picture House (an original 1920s Art Deco building), the Trades Club (rated as one of the best music venues in England), the Rochdale Canal (walks and pubs along the route), the ruined church of Heptonstall, the Stubbing Wharf Inn (made famous by Ted Hughes' poem of the same name) and the grave of Sylvia Plath, the prominent writer and poet (and the first wife of Ted Hughes) in the secondary graveyard of St. Thomas the Apostle Church.


Property Price Stats for Hebden Bridge

Average property price in Hebden Bridge £217,032
% Change compared to last year 11%
Population of Hebden Bridge 4,500 (2015)

The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Hebden Bridge - Recently Completed

  • Lord Street, Sowerby Bridge, West Yorks HX6 2NP
  • Church Bank, Sowerby Bridge, West Yorks HX6 2LP
  • Grey Street, Burnley, Lancs BB10 1BZ
  • Lydgate, Burnley, Lancs BB10 2DU
  • Ribble Avenue, Burnley, Lancs BB10 2PQ

Local High Street Banks in Hebden Bridge

Mortgage Broker in and around Hebden Bridge

Our Hebden Bridge mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Oxenhope, Denholme, Halifax, Sowerby Bridge, Great Britain, Blackshaw Head and Cragg Vale.

Which banks are local to you?

  • TSB Bank - 8 Halifax Rd, Todmorden OL14 5AD
  • Halifax Bank Plc - 12/14 Halifax Rd, Todmorden OL14 5AE
  • Barclays Bank plc - 203 King Cross Rd, Halifax HX1 3JL

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Hebden Bridge

Mortgage Brokers Hebden Bridge offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Hebden Bridge Mortgage Broker Insider Tips

Buying a home? Consider instructing a solicitor before anything else!

When you're looking to buy a home, it's a given that you'll be using a conveyancing solicitor (unless you're willing to risk a vast sum of money without the benefit of legal protection and expertise!).

Because the solicitor has to set up a file for you and you have to fill out forms and prove your ID/source of funds etc., the sooner you can do this, the more time you can save.

You do not have to have even picked out a property and made an offer at this stage! Ideally, you'll have applied for a mortgage and received a mortgage in principle, so you'll be in a position to look for houses within your budget range.

Matters like booking your mortgage valuation, booking a survey and getting searches can only occur once you've had an offer accepted, however instructing a solicitor is not dependent on this.

One advantage of this approach is that when it comes to putting in offers to vendors, telling them that you've already instructed your solicitor shows them that you're 'ready to go' and likely to be on the ball regarding the progress of any sale and a faster completion.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.