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Our Mortgage Broker Guide to getting a mortgage in Hither Green

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Hither Green Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Don't hold and max out just one credit card

If you're close to maxing out the credit on the only credit card you hold, you'll be less able to respond, e.g., to an emergency – you might suddenly, for example, need to pay a mechanic to fix your car. This is a good reason to hold at least one other unused credit card.

You may also protect your credit score better: people who max out a single credit card are often regarded as being more likely to miss future repayments.

Current Account Mortgage

Current account mortgages are a version of offset mortgage where your current account and mortgage are converted to one account. The idea is that when you get paid, the credit reduces your mortgage sum, so mortgage repayments become cheaper, however the more of your pay you use, the more that the repayments rise to 'normal' levels.

The more your account is in credit, the more capital you'll pay off. You can't normally access discounted rates with this kind of mortgage.


Hither Green is a district of south-east London, forming part of Lewisham Borough, and is 7 miles south-east of the capital's centre. It has a 'village' feel. Shopping facilities can be found in nearby Catford, Lewisham and Blackheath. It has fantastic open spaces such as Manor House Gardens, which has a lake, playground, tennis courts and a cafe. St Margaret of Antioch church in nearby Lee has been described as having one of the most handsome gothic revival interiors in London.

SE13 5NF

Property Price Stats for Hither Green


Average property price in Hither Green £409,275
% Change compared to last year 14%
Population of Hither Green 32,519 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Hither Green - Recently Completed

  • Cherrywood Lodge, Birdwood Avenue, Hither Green, London, SE13 6UR
  • 68 George Lane, London, Greater London. SE13 6HL
  • 35 Mount Pleasant Road, Lewisham, London, SE13 6RE
  • Flat 314 Nara Building, Conington Road, London, SE13 7FH
  • 9 Holmhurst, 21 Beacon Road, SE13 6EG

Local High Street Banks in Hither Green

Mortgage Broker in and around Hither Green

Our Hither Green mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Lee, Ladywell, Peckham, Nunhead, New Cross, Dulwich and Mottingham.

Which banks are local to you?


  • Lloyds - 120 Lewisham High St, Lewisham, London SE13 6JG
  • Co-op Bank - 151 Lewisham High St, London SE13 6AA
  • Natwest - 80 Lewisham High St, London SE13 5JJ

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Hither Green Mortgage Broker Insider Tips

Communicating using the fastest and most efficient methods can really speed up conveyancing in Hither Green.

The last thing you want is to be ready for exchange but still be waiting on outstanding documents. To avoid unnecessary delays, if you have a question for your solicitor, the quickest thing to do is pick up the phone. Emailing with scanned attachments can be faster than posting documents.

If you do need to send any documents, make sure you use recorded delivery. This will avoid the horrible situation that the documents are lost in the post and you have to wait for replacements.

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