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Our Mortgage Broker Guide to getting a mortgage in Hook

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Hook Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Never apply for credit when you're likely to be rejected

It comes as a huge shock to some when they find out that, to add insult to injury, a failed application for credit not only means that they won't receive the credit but also means their credit score will take a hit.

You owe it yourself to find out your credit worthiness in the eyes of all 3 reference agencies and then only apply for credit if your score is sufficiently high.

First time buyer mortgage

First time buyer mortgages are those which are constructed to appeal particularly to those buying homes for the first time. Some lenders provide incentives such as cashback – a cash lump sum when you've just moved in is perhaps more likely to be attractive to a first time buyer who might have less property etc. than a home mover who has much of the fixtures and fittings to put in place in their new home already bought over the years.

Fixed term mortgages are another example of a device which can be very marketable towards first time buyers. They take these out to have the security of knowing exactly how much they'll need each month to make their repayments. They have to remember to organise a new fixed term when the initial one expires to avoid going on a lender's standard variable rate, but the incentive of saving cash through organising this, perhaps by selecting a new mortgage provider, is arguably likely to appeal as well.


Hook is a small affluent town in the Hart district of Hampshire. St John the Evangelist Parish Church is a landmark.

Hook is on the A30, just north of Junction 5 of the M3 motorway; both roads give access to London with the M3 going to Southampton in the other direction and the A30 going south-west as far as Land's End in Cornwall. Hook railway station has direct links to London Waterloo as well as Basingstoke.

RG27 9HF

Property Price Stats for Hook


Average property price in Hook £417,469
% Change compared to last year 11%
Population of Hook 8,334 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Hook - Recently Completed

  • Brackley Avenue, Hartley Wintney, Hook, Hants, RG27 8QU
  • 106 Mitchell Avenue, Hartley Wintney Hook Hampshire RG27 8HG
  • Golan, York Lane, Hartley Wintney, Hook, Hampshire, RG27 8TR
  • 6 Coltsfoot Place, Hook, Hampshire, RG27 9PW
  • Rose Robin, London Road, Hook, Hampshire, RG27 9EH

Local High Street Banks in Hook

Mortgage Broker in and around Hook

Our Hook mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Basingstoke, Fleet, Odiham, Heckfield, Hartfordbridge, Beare Green and Sherfield on Loddon.

Which banks are local to you?


  • Barclays Bank Plc - 255 Fleet Rd, Fleet GU51 3BN
  • Santander Bank Plc - 152 Fleet Rd, Fleet GU51 4BJ
  • HSBC Bank Plc - 221 Fleet Rd, Fleet GU51 3BW

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Hook offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Hook Mortgage Broker Insider Tips

Consider booking your searches as soon as you have an offer accepted

If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.

Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.

Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.

Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.

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