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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Never apply for credit when you're likely to be rejectedIt comes as a huge shock to some when they find out that, to add insult to injury, a failed application for credit not only means that they won't receive the credit but also means their credit score will take a hit. You owe it yourself to find out your credit worthiness in the eyes of all 3 reference agencies and then only apply for credit if your score is sufficiently high. |
First time buyer mortgageFirst time buyer mortgages are those which are constructed to appeal particularly to those buying homes for the first time. Some lenders provide incentives such as cashback – a cash lump sum when you've just moved in is perhaps more likely to be attractive to a first time buyer who might have less property etc. than a home mover who has much of the fixtures and fittings to put in place in their new home already bought over the years. Fixed term mortgages are another example of a device which can be very marketable towards first time buyers. They take these out to have the security of knowing exactly how much they'll need each month to make their repayments. They have to remember to organise a new fixed term when the initial one expires to avoid going on a lender's standard variable rate, but the incentive of saving cash through organising this, perhaps by selecting a new mortgage provider, is arguably likely to appeal as well. |
Average property price in Hook | £417,469 |
% Change compared to last year | 11% |
Population of Hook | 8,334 (2011) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Hook offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.