FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Ingatestone
Mortgage Brokers Ingatestone offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Ingatestone
Ingatestone is a pleasant village located in the County of Essex just outside London. It is a popular place to live in because of its pleasant countryside and leisure facilities. Attractions include Hanningfield Reservoir which is a perfect place for families to go hiking and fishing. Other facilities nearby includes Rockeys Fun House, Ingatestone Hall and Mountnessing Windmill.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
What is the importance of a credit report?
As a first-time buyer looking to secure a mortgage, it is important to know how you’re viewed as a credit risk before applying. A credit report is important as it identifies what sort of risk you are, from the perspective of a potential lender. The report will also determine the maximum amount of money that you can borrow.
The three major credit reference companies, Equifax, CallCredit and Experience, normally offer a 30-day free trial; you should visit their website/s to find out more.
Mortgage Types
Types of mortgages include, among others:
- Repayment or Interest-only
- Fixed or variable rate
- Offset
- Help to Buy
- 'Helper'
Offset mortgages involve linking your mortgages with a savings account, and Help to Buy mortgages accompany a Government equity loan. Finally, Helper mortgages are ones in which the mortgagor is assisted by a 'helper' who normally signs over some funds to the lender as a guarantee until a certain amount of the mortgage is repaid.
CM4 0LU
Property Price Stats for Ingatestone
| Average property price in Ingatestone | £604,422 |
| % Change compared to last year | 11% |
| Population of Ingatestone | 4,787 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Ingatestone
- Radley Green Road, Ingatestone, Essex, CM4 0LU
- The Meads, Ingatestone, Essex, CM4
- High Street, Ingatestone CM4 9DW
- Stock Lane, Ingatestone, Essex CM4
- The Vale Stock, Ingatestone, Essex CM4 9PW
Local High Street Banks in Ingatestone
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Stock, Blackmore, Radley Green, Margaretting, Billericay, Mill Green and Kelvedon Hatch.
- Lloyds Bank - 89 High St, Essex, Billericay CM12 9AT
- Nationwide Building Society - 4a High St, Brentwood CM14 4AB
- TSB - 88-89 High St, Chelmsford CM1 1DX
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Selling? Consider ordering your own local authority search
- One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search for their own peace of mind.
- The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes.
- A seller can therefore pre-empt this by buying their own local authority search, which they can then sell onto a prospective buyer.
- They also benefit by being notified of any planning orders etc.
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.