Because keeping a reasonable credit score is so strongly tied to making the right repayments on time, it's very worthwhile to use any form of automated repayment service whenever you can.

Assuming you've budgeted accordingly and have the requisite funds available, which not remove the strain of having to remember to make the actual repayments to the right companies? You've done the hard work already!

When you already have a mortgage in place, there are various reasons why you might want to renew your mortgage or change providers. This is called getting a remortgage. You might have come to the end of a fixed interest term period, for example, and be seeking a new fixed interest term rather than going on to your lender's standard variable rate, or you might want to get a lump sum to carry out a loft conversion.

To find out more, click on Remortgages