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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Knaphill offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Knaphill


Knaphill is an urban village in Surrey County which is near to Woking, Brookwood and Chobham. It has a shopping area and pubs. Attractions include Mizens Railway, a narrow gauge railway popular with children (and adults!) which also has a large duck pond and picnic area and other diversions, and both Chessington World of Adventures and Legoland Windsor are within easy travelling distance.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip  

Unused credit cards and store cards? Cut them up!

Access to too much available credit that you don't use at all can negatively impact your credit rating. In other words, the difference between taking a small amount of credit on a card and then paying it off correctly is preferable to having the card but not using it at all. The best thing to do with credit cards and store cards that you don't use at all is to destroy them.

Conversely, you shouldn't 'max out' any one credit card – you are better off using less than 50% of available credit on any one card and taking on another one if you are maxing one out to spread your credit (ensuring that you pay down the card which you max out of course!). Additionally, dormant bank accounts which have good credit histories are best left open – these can benefit your credit score.
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Interest-only Mortgage

Your repayments for an interest-only mortgage only go towards paying for the interest on the loan. The actual loan capital has to be paid off using one or more other investment vehicles, such as an endowment fund – it does not work like a repayment mortgage, where you develop an increasing equity in the property over time.

Interest-only mortgages are only open to commercial mortgage applicants, including, most notably, those looking to buy to let.
GU21 2PD

Property Price Stats for Knaphill


Average property price in Knaphill £403,495
% Change compared to last year 27%
Population of Knaphill 8,635


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Knaphill

  • 145 Percheron Drive, Knaphill, Surrey GU21 2QZ
  • 49 Queens Road, Knaphill, Surrey, GU21 2ED
  • 17 Gardenia Drive, West End, Surrey, GU24 9XG
  • 29 Highclere Road, Knaphill, Woking, GU21 2PN
  • 19 Willow Bank, Woking, Surrey GU22 9PD

Local High Street Banks in Knaphill

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Woking, Bagshot, Lightwater, Brookwood, Pirbright, West End and Deepcut.


  • Barclays Bank Plc - 16/, 18A High St, Knaphill, Woking GU21 2PF
  • Lloyds Bank Plc - 7 Broadway, Knaphill, Woking GU21 2DR
  • Natwest - 67 High St, Staines TW18 4PU

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Mortgage Broker Tips for the Conveyancing Process

Book your home buyers survey as soon as you have your offer accepted.

Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.

Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.

Click to get your FREE RICS Home Buyers Survey Quote
*RICS Surveyors – Local Knowledge – Same Week Availability