Mortgage Broker Lincoln

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available Every Weekday
Bespoke Mortgage Rates**
Your mortgage broker handles the whole process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Lincoln

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Lincoln Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Never apply for credit when you're likely to be rejected

It comes as a huge shock to some when they find out that, to add insult to injury, a failed application for credit not only means that they won't receive the credit but also means their credit score will take a hit.

You owe it yourself to find out your credit worthiness in the eyes of all 3 reference agencies and then only apply for credit if your score is sufficiently high.

First time buyer mortgage

First time buyer mortgages are those which are constructed to appeal particularly to those buying homes for the first time. Some lenders provide incentives such as cashback – a cash lump sum when you've just moved in is perhaps more likely to be attractive to a first time buyer who might have less property etc. than a home mover who has much of the fixtures and fittings to put in place in their new home already bought over the years.

Fixed term mortgages are another example of a device which can be very marketable towards first time buyers. They take these out to have the security of knowing exactly how much they'll need each month to make their repayments. They have to remember to organise a new fixed term when the initial one expires to avoid going on a lender's standard variable rate, but the incentive of saving cash through organising this, perhaps by selecting a new mortgage provider, is arguably likely to appeal as well.


Lincoln is a pretty cathedral city and is the county town of Lincolnshire in the East Midlands region of England. It has many historical buildings from many eras and attracts many tourists. Landmarks include; The Collection, which contains the Usher Gallery, and which contains more than 2 million objects of archaelogical interest; Lincoln Cathedral and Lincoln Castle.

Property Price Stats for Lincoln


Average property price in Lincoln£158,938
% Change compared to last year5%
Population of Lincoln94,600 (2012)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Lincoln - Recently Completed

  • Beck Lane, Lincoln LN2 3PH
  • 84 Burton Rd, Lincoln LN1 3LJ
  • 24 Woodfield Ave, Lincoln LN6 0LP
  • 78 Bailgate, Lincoln LN1 3AE
  • 20 Hykeham Rd, Lincoln, Lincolnshire County LN6 8AB

Local High Street Banks in Lincoln

Mortgage Broker in and around Lincoln

Our Lincoln mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Burton, Cherry Willingham, Washingborough, Waddington, Whisby, Skellingthorpe and Nettleham.

Which banks are local to you?


  • Barclays - City Office Park, Tritton Rd, Lincoln LN6 7AR
  • Lloyds - 202 High St, Lincoln LN5 7AP
  • Natwest - 225 High St, Lincoln LN2 1AZ

Book a Free Mortgage Broker Consultation
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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Lincoln

Mortgage Brokers Lincoln offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Lincoln Mortgage Broker Insider Tips

Order your property searches on instruction when moving home in Lincoln.

  • Searches, especially from the local authority, can take some time to come back. This can mean that you are all ready for exchange but do not want to proceed because you have not had your search results back.
  • Being organised and booking searches early can mean you get this essential information as early as possible and can make a good, informed decision about whether or not to continue with the purchase.

Click to order your Property Searches