Proud of our Customer Reviews
SAM Conveyancing Quote Reviews

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Liverpool

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Liverpool Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Check addresses on old accounts

Old mobile phone contracts can be linked to old addresses and if they are listed as open, this can disrupt applications due to ID checks listing different addresses for you.

You can find this information out by checking your file. It's worth doing so because the impact of wrong addresses might derail an application for a mortgage, for example.

Fixed rate mortgage

With a fixed rate mortgage, the interest rate remains the same during the period of the fix, which could be 2, 3, 5 or even 10 years, after which it reverts to the lender's standard variable rate, which can move up and down.

Although you might be paying a higher rate initially with a fixed rate, it is predictable in terms of the required repayment and you are cushioned against the lender's costs of borrowing increasing (such as because, for example, the Bank of England has raised its base interest rate). You are locked in, however, and you cannot leave early without having to pay a large repayment charge. Once the fixed period has finished, you are free to organise a further fixed term (and fixed interest rate) with your lender or to change lenders and take up another mortgage entirely, which might, for example, be another fixed term mortgage.


Liverpool is a city in Merseyside in the north-west of England. It developed as a port city and has a great history. Landmarks and attractions are numerous and include the Albert Dock, the Royal Liver Building, the Anglican Cathedral and Catholic Cathedral (also known as the Wigwam). It is the city of The Beatles (first gig in the Blue Angel Club in the city centre), Liverpool FC and Everton FC and two universities, the University of Liverpool and the Liverpool John Moores University.

L3 8JN

Property Price Stats for Liverpool


Average property price in Liverpool £145,349
% Change compared to last year 4%
Population of Liverpool 465,700 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Liverpool - Recently Completed

  • London road, Liverpool, L3 8JN
  • 19 Wellfield Road, Liverpool, L9 0AT
  • 68 Vandyke St, Liverpool, L8 0RS
  • 44 Langton Road, Liverpool, L15 2HT
  • 175 Dunbabin Rd, Liverpool L16 7QQ

Local High Street Banks in Liverpool

Mortgage Broker in and around Liverpool

Our Liverpool mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Ellesmere Port, Runcorn, Widnes, Warrington, Formby, Stondon Massey and Southport.

Which banks are local to you?


  • Allied Irish Bank - 1 Old Hall St, Liverpool L3 9PP
  • Barclays - 50 Lord St, Liverpool L2 1TD
  • Lloyds - 3-5 Woolton St, Liverpool L25 5NH

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Liverpool

Mortgage Brokers Liverpool offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Liverpool Mortgage Broker Insider Tips

Be in constant communication with your solicitor regarding your conveyancing in Liverpool.

Your solicitor will be working hard for you from the get go. If something unforeseen arises, you change your mind about the property, a bereavement means you are unable to go ahead at this time and so on, inform your solicitor as soon as possible. 

By doing so, unnecessary and time-consuming work which later needs to be rectified can be avoided.

It also makes sure that all of your legal documents are accurate and the service you receive continues to be specifically tailored to your circumstances and needs.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.