Mortgage Broker London

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available Every Weekday
Bespoke Mortgage Rates**
Your mortgage broker handles the whole process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in London

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

How to get a mortgage in London
Property prices in London vary dramatically. The average house price in Clapham Junction for leasehold flats is £586,842, where as in Greenwich it is £480,163.

Location
10% Deposit
What would your salary need to be?
(estimated based on 4.5 times salary)
Clapham Junction
£58,684
£117,368 or £58,684 per salary with a joint purchase
Greenwich
£48,016
£96,032 or £48,016 per salary with a joint purchase

Are you self-employed? Read more >>5 Tips for Getting a Self Employed Mortgage

Mortgage Broker London Tip 1
Top Mortgage Lenders
#1 Top Tip
#2 Top Tip

Sort out any issues on your credit report

You must first obtain an up-to-date credit report to check how your credit worthiness is viewed. If you have been rejected for credit, you need to check your files immediately to work out the reason why. Otherwise, you may continue to apply for credit for which you continue to be declined. This cycle, of itself, worsens any credit problems.

First time buyer mortgage

First time buyer mortgages are any types of mortgage specifically marketed at first time buyers. They might for example be Help to Buy Mortgages or cashback mortgages (where the lender makes some cash immediately available for your home move when you take out the mortgage).

Mortgages specifically marketed at first time buyers are likely to be those which eliminate as much uncertainty regarding matters such as repayments as possible, so the certainty, for example, of fixed rates is likely to be favoured more than variable rate repayments.

Find a local mortgage broker in London

Mortgage Broker in Dulwich

Mortgage Broker in Walthamstow

Mortgage Broker in Clapham

Just Mortgages Dulwich
103-105 Lordship Ln, Dulwich, London, SE22 8HU
0203 795 4422
Rosebank Mortgage Brokers
Rosebank Mortgage Brokers, 94 Palmerston Rd, Walthamstow, London, E17 6PZ
0207 096 0039
International Private Finance
Mortimer house, 230-236 Lavender Hill, Clapham, London, SW11 1LE
0207 484 4600

Bank of England Base Rate
1.75%
Increased from 1.25% on the 5th August 2022.
 

Mortgage Broker London - Recently Completed

  • Walterton Road, Maida Vale, London, W9 3PH
  • Ormeley Road, Balham, London, SW12 9QG
  • Broad Lane, South Tottenham, London, N15 4DU
  • Battersea Square, London, SW11 3RA
  • Oslow Tower, Flat number 11 Oslow Tower, Naomi Street, London, SE8 5EP

Prefer a high street bank versus a broker?

You can walk into your local high street bank and set up a meeting with a bank direct book a mortgage consultation.

  • Barclays Bank Plc - Town Gate House, Church St E, Woking GU21 6AE
  • HSBC Bank Plc - 6 Commercial Way, Woking GU21 6EZ
  • Lloyds Bank Plc - 32 Commercial Way, Woking GU21 6ER

Find a Home Mortgage icon for whole of the market

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
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FREE mortgage consultations for London

Mortgage Brokers for London offering free first consultation*
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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages.
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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Selling your property? Complete all the required property forms and collect all the required information and return it to your solicitor as soon as possible.

As a seller, the best way you can save time in the conveyancing process is by getting all the information your solicitor needs to them as soon as possible – your tasks are 'front-loaded'!

Anyone buying or selling a home firstly has to prove their ID to the solicitor representing them but a seller you have to complete property information and fixtures and fittings forms (as well as a leasehold information form, if relevant) and return them to your solicitor along with your original title deeds and other relevant information.

This may seem a lot to do, but once you've finished these tasks to the best of your ability, your solicitor can fully devote themselves to making the remaining conveyancing process run efficiently.

Our website explains all the forms and information mentioned; a good place to start finding out more is to click on Property Information Form TA6 explained

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels