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Our Mortgage Broker Guide to getting a mortgage in Macclesfield

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Macclesfield Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Try and pay your balance off in full each month

In fact, if you can, the best way to use a credit card is to clear your debts in full every month. That way, you can ignore the interest rate charged and take advantage of the cashback and reward cards on the market to cut your costs.

There are some fantastic deals out there for anyone who avoids charges by always paying off their balance within the interest-free period.

Help to Buy Mortgage

Your deposit can be as low as 5% with the Help to Buy Equity Loan scheme on top of which the Government can grant you an equity loan of up to 20% (or 40% in London) of the selling price. The Help to Buy Mortgage you then get from your lender covers the remaining percentage.

Help to Buy Mortgages are differ from standard mortgages in that you require an Authority to Proceed from the help to buy agent before your chosen lender can offer you a mortgage in principle.

Click here to find out more about an Help to Buy Mortgage - Authority to Proceed.


Macclesfield is a market town in Cheshire is a quaint town situated 26 miles south of Manchester. It is on the River Bollin, which is a tributary of the River Mersey. It had a reputation in mid-Victorian times of being the world's largest producer of finished silk and its Paradise Mill is a working mill museum which showcases this major part of the area's history. It also houses St Alban's on Chester Road which was designed by Augustus Pugin, the distinguished architect. Noddy Holder, lead singer of the group Slade, lives in the town.


SK11 7SP

Property Price Stats for Macclesfield


Average property price in Macclesfield £224,555
% Change compared to last year 6%
Population of Macclesfield 52,044 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Macclesfield - Recently Completed

  • Mill St, Macclesfield SK11 6NE
  • 10 Westmorland Cl, Macclesfield SK10 3ET
  • Ivy Rd, Macclesfield SK11 8NA
  • Brocklehurst Way, Macclesfield SK10 2HB
  • London Road Macclesfield Cheshire SK11 7SP

Local High Street Banks in Macclesfield

Mortgage Broker in and around Macclesfield

Our Macclesfield mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Henbury, Prestbury , Bollington, Rainow, Langley, Sutton and Gawsworth.

Which banks are local to you?


  • RBS - 56 Chestergate, Macclesfield SK11 6BU
  • Barclays Bank - 10 Market Pl, Macclesfield SK10 1HA
  • NatWest - 2 Chestergate, Macclesfield SK11 6BA

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Macclesfield offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Macclesfield Mortgage Broker Insider Tips

Selling? Deal with any issues which are likely to appear on a survey before you market your property

A cautious buyer is more likely to book a RICS home buyers survey which is likely to show up any potential or actual defects your property may have.

If there are any, these may give a prospective buyer grounds either to bargain with you for a reduction in selling price or even to pull out of buying. At the very least you may end up wasting time as a result.

You should therefore call in a professional to remedy any structural issues you may have such as damp – the cause might often be damaged roofs or window frames or leaking pipes.

Click to book your building defect specialist 
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