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Our Mortgage Broker Guide to getting a mortgage in Maida Vale

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Maida Vale Tip 1
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Mortgage Broker Tip 1

Mortgage BrokerTip 2

Get a Credit Card

A credit scoring agency needs for you to have a credit in order for them to score you. Get a credit card, use it and pay it off in full. You must pay it off in full, otherwise you will worsen your credit score. Your credit report will start to show a credit where you borrow money and pay it off –this is exactly what mortgage lenders want to see.

Remember, use it and pay it off every month, otherwise this won’t work. If you have struggled getting a credit card before, go to a company that offers credit cards to people with bad credit rating. The interest rate will be through the room, but don’t worry, because you are paying off the balance every month you won’t incur any interest penalties.

Fixed Rate Mortgage

This type of mortgage loan involves repayments being fixed at a certain agreed interest rate for a set term with no adjustments. Their advantage is that a mortgagor knows exactly what has to be repaid each month for a set period and will be unaffected by for example sudden changes in the Bank of England base rate (which may or may not be to the advantage of the mortgagor).

Typically, the fixed period is 2 years, 3 years, 5 years or 10 years. When the fixed term has expired, these mortgages normally change to variable rate mortgages, where the repayments can float (go up or down) because the rate moves when an underlying index – most normally the Bank of England base rate – moves. When the fixed term ends, the mortgagor can opt renew a fixed rate contract.


Maida Vale is an affluent residential district of west London in the City of Westminster, around 3 miles north-west of the capital's centre. It is comprised largely of large late Victorian and Edwardian blocks of mansion flats. Landmarks include the Regent's Canal, the BBC Maida Vale Studios and the picturesque Little Venice.

W9 1PE

Property Price Stats for Maida Vale


Average property price in Maida Vale £919,846
% Change compared to last year 16%
Population of Maida Vale 10,316 (2012)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Maida Vale - Recently Completed

  • Randolph Avenue, London W9 1PE
  • 92 Wellesley Court, London W9 1RQ
  • 63-65 Goldney Road London W9 2AR
  • 28 Formosa Street, LONDON, W9 1EE
  • 49 Maida Hill, London W9 3ND

Local High Street Banks in Maida Vale

Mortgage Broker in and around Maida Vale

Our Maida Vale mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including St John's Wood, Kilburn, Paddington, Bayswater, Ladbroke Grove, Queen's Park and Brondesbury.

Which banks are local to you?


  • Natwest - 298 Elgin Ave, Maida Vale, London W9 1JT
  • Barclays - 320-322 Elgin Ave, Maida Vale, London W9 1JX
  • HSBC - 50-52 Kilburn High Rd, North Maida Vale, London NW6 4HJ /li>

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Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Maida Vale

Mortgage Brokers Maida Vale offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Book a Free Mortgage Broker Consultation

Maida Vale Mortgage Broker Insider Tips

One thing you can do for fast conveyancing in Maida Vale is to opt for Monday as your completion date, when you get your keys and move into your new place.

Understandably, Fridays are the most popular days for completions - people then have the whole weekend to make their new place as shipshape as possible before going back to work on Monday. The trouble is, there's a fair chance that your conveyancing solicitor may well have other completions to do on Fridays and will be very busy already.

Therefore if you decide to opt for a Monday for completion - or indeed, just not a Friday! - your solicitor is more likely to be less busy and therefore more able to 'pull out all the stops' to help you to complete quickly, making sure all the transfers are carried out and so on.

So for a fast conveyancing move think about completing Monday to Thursday!

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