Mortgage Broker Maida Vale
Mortgage Broker Maida Vale
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Maida Vale
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Get a Credit CardA credit scoring agency needs for you to have a credit in order for them to score you. Get a credit card, use it and pay it off in full. You must pay it off in full, otherwise you will worsen your credit score. Your credit report will start to show a credit where you borrow money and pay it off –this is exactly what mortgage lenders want to see. Remember, use it and pay it off every month, otherwise this won’t work. If you have struggled getting a credit card before, go to a company that offers credit cards to people with bad credit rating. The interest rate will be through the room, but don’t worry, because you are paying off the balance every month you won’t incur any interest penalties. |
Fixed Rate MortgageThis type of mortgage loan involves repayments being fixed at a certain agreed interest rate for a set term with no adjustments. Their advantage is that a mortgagor knows exactly what has to be repaid each month for a set period and will be unaffected by for example sudden changes in the Bank of England base rate (which may or may not be to the advantage of the mortgagor). Typically, the fixed period is 2 years, 3 years, 5 years or 10 years. When the fixed term has expired, these mortgages normally change to variable rate mortgages, where the repayments can float (go up or down) because the rate moves when an underlying index – most normally the Bank of England base rate – moves. When the fixed term ends, the mortgagor can opt renew a fixed rate contract. |
Maida Vale is an affluent residential district of west London in the City of Westminster, around 3 miles north-west of the capital's centre. It is comprised largely of large late Victorian and Edwardian blocks of mansion flats. Landmarks include the Regent's Canal, the BBC Maida Vale Studios and the picturesque Little Venice.
W9 1PE
Property Price Stats for Maida Vale
| Average property price in Maida Vale | £919,846 |
| % Change compared to last year | 16% |
| Population of Maida Vale | 10,316 (2012) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Maida Vale - Recently Completed
- Randolph Avenue, London W9 1PE
- 92 Wellesley Court, London W9 1RQ
- 63-65 Goldney Road London W9 2AR
- 28 Formosa Street, LONDON, W9 1EE
- 49 Maida Hill, London W9 3ND
Local High Street Banks in Maida Vale
Mortgage Broker in and around Maida Vale
Our Maida Vale mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including St John's Wood, Kilburn, Paddington, Bayswater, Ladbroke Grove, Queen's Park and Brondesbury.
Which banks are local to you?
- Natwest - 298 Elgin Ave, Maida Vale, London W9 1JT
- Barclays - 320-322 Elgin Ave, Maida Vale, London W9 1JX
- HSBC - 50-52 Kilburn High Rd, North Maida Vale, London NW6 4HJ /li>
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Maida Vale
Mortgage Brokers Maida Vale offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Maida Vale Mortgage Broker Insider Tips
Order your property searches on instruction when moving home in Maida Vale.
- Searches, especially from the local authority, can take some time to come back. This can mean that you are all ready for exchange but do not want to proceed because you have not had your search results back.
- Being organised and booking searches early can mean you get this essential information as early as possible and can make a good, informed decision about whether or not to continue with the purchase.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.