Our Mortgage Broker Guide to getting a mortgage in Maidenhead
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Disassociate from previous partners with poor credit ratingsBeing financially associated with someone with a poor credit rating lowers yours in turn. If you've split up, you should ensure that credit agencies know about the split. You do this by filling out a disassociation form: do this for each of the 3 main credit reference agencies. |
Offset MortgageWith any form of offset mortgage the applicant normally has a linked account which bears interest and this interest is offset against the interest payable on their mortgage loan, making repayments cost less. The flip side is that interest rates charged on these mortgages may be higher than normal and, of course, the income from interest on the linked account can no longer be used for any other purpose. |
Maidenhead, in Berkshire county, in the Royal Borough of Windsor and Maidenhead, is a large, pleasant affluent town on the bank of the River Thames (the town is a rowing centre). It has strong historical associations.
It contains Boulter's Lock and Ray Mill Island, which are great places to go for a walk riverside and you can see the wonderful weir. There are also excellent facilities there for enjoying food and drink. The Norden Farm Centre for the Arts in Altwood Road is a great place to see a variety of acts and sometimes some repertory cinema including films in foreign languages.
It contains Boulter's Lock and Ray Mill Island, which are great places to go for a walk riverside and you can see the wonderful weir. There are also excellent facilities there for enjoying food and drink. The Norden Farm Centre for the Arts in Altwood Road is a great place to see a variety of acts and sometimes some repertory cinema including films in foreign languages.
SL6 8NA
Property Price Stats for Maidenhead
| Average property price in Maidenhead | £481,217 |
| % Change compared to last year | 16% |
| Population of Maidenhead | 63,580 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Maidenhead - Recently Completed
- 15 Dorchester Close, Maidenhead, Berkshire, SL6 6RX
- 72 Lillibrooke Crescent, Maidenhead, Berkshire, SL6 3XQ
- 24 The Farthingales, Maidenhead, Berkshire, SL6 1TE
- Flat 1, 128 High St Maidenhead, Windsor and Maidenhead, Berks, SL6 1PT
- 36 Cannon Court, Maidenhead, Berkshire, SL6 7QN
Local High Street Banks in Maidenhead
Mortgage Broker in and around Maidenhead
Our Maidenhead mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Slough, Windsor, Marlow, Henley on Thames, High Wycombe, Reigate and Cookham.
Which banks are local to you?
- Lloyds Bank Plc - 45 High St, Maidenhead SL6 1JS
- Barclays Bank Plc - 129 Bridge Rd, Maidenhead SL6 8NB
- HSBC Bank Plc - 35 High St, Maidenhead SL6 1JQ
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Appointments available today
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Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Maidenhead
Mortgage Brokers Maidenhead offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Maidenhead Mortgage Broker Insider Tips
Book your mortgage valuation as soon as you've had your offer accepted
If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.
You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down.
Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.