for Manchester
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Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 5.25% on the 1st August 2024.
Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Oldham | £13,473 | £29,645 or £13,473 per salary with a joint purchase |
Stockport | £30,549 | £61,097 or £30,548 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Manchester
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Pay off more than the minimum repayment on your credit card
Fixed rate mortgage
Communicate using the fastest and most efficient methods.
This way, unnecessary delays are avoided. It would be awful if you were ready to exchange on your property in Manchester but couldn't go ahead as some documents were still outstanding in the post.
Modern society allows us to contact each other with the touch of a button, be it via email or telephone. If you have a question, it is often quicker to call. If you need to send some documents, an email with scanned attachments can be faster than the post.
If you are using the post, always use the most rapid options and make sure it is recorded, or you could risk losing important, essential documents. The nominal extra cost is utterly worth it. It's important to note that a lost or even delayed document can set you back 2-3 weeks, and time is precious in a home move.
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Frequently Asked Questions: Mortgage Brokers Manchester
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Manchester mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
You can disengage the services of your Mortgage Broker before making a formal application, and no fee will be levied.
Read our - Terms and Conditions.
SAM Conveyancing is an approved partner of Advies Private Client, and this page is an advertisement for them. SAM Conveyancing does not provide or arrange mortgage advice, but we may receive a commission for any product you take with Advies Private Client after we introduce you to them.
The FCA does not regulate SAM Conveyancing and does not provide any insurance or mortgage products, nor can we provide any advice on different insurance or mortgage products. Please liaise with your chosen Advies Private Client for any insurance advice.
Mortgage Broker Manchester - Recently Completed
- The Cube, 2 Advent Way, Ancoats, Manchester, M4 7LH
- 106 Icon 25, 101 High Street, Northern Quarter, Manchester, M4 1HG
- A28 The Ropeworks, Little Peter Street, Southern Gateway, Manchester, M15 4QH
- 211 Smallshaw Lane, Ashton-Under-Lyne, Greater Manchester, OL6 8RJ
- 63 Waddicor Avenue, Ashton-under-Lyne, OL6 9HF
Watch our video to find out how to organise your mortgage and funding for your purchase.