Mortgage Broker Manchester
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Manchester
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Oldham | £13,473 | £29,645 or £13,473 per salary with a joint purchase |
Stockport | £30,549 | £61,097 or £30,548 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Manchester
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Pay off more than the minimum repayment on your credit card
By paying off more than the minimum repayment on your credit card debt, you are providing evidence to prospective lenders that you can manage debt successfully.
Fixed Rate Mortgage
With a fixed rate mortgage, for an agreed fixed term, normally 2, 3, 5 or 10 years, the interest rate on repayments is fixed so you know what amount you have to pay regardless of any movement in the Bank of England base rate.
The advantage is that you can budget for the repayment more easily, although a variable rate mortgage might initially be cheaper. You are well advised to be wary of leaving this type of mortgage before the fixed term has finished because early repayment charges are notoriously expensive. When the fixed term has finished, the repayment interest rate converts to the lender's standard variable rate (SVR) but you can organise another fixed rate with the lender or take up an offer from another lender.
Make sure you are in constant communication with your solicitor.
If your situation changes or something unforeseen arises, inform your solicitor as soon as possible. This should avoid unnecessary and time-consuming work being carried out, which later needs to be rectified.
It also ensures all legal documents are accurate and you are receiving service which is specifically tailored to your needs and circumstances for your home move in Manchester.
Get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels
Frequently Asked Questions: Mortgage Brokers Manchester
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Manchester mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Manchester - Recently Completed
- The Cube, 2 Advent Way, Ancoats, Manchester, M4 7LH
- 106 Icon 25, 101 High Street, Northern Quarter, Manchester, M4 1HG
- A28 The Ropeworks, Little Peter Street, Southern Gateway, Manchester, M15 4QH
- 211 Smallshaw Lane, Ashton-Under-Lyne, Greater Manchester, OL6 8RJ
- 63 Waddicor Avenue, Ashton-under-Lyne, OL6 9HF
Watch our video to find out how to organise your mortgage and funding for your purchase.
