Mortgage Broker Newcastle upon Tyne

Book your Free Mortgage Consultation today

There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
I agree to Terms and Privacy Policy
Green Tick
Green Tick
Green Tick
Green Tick
Green Tick
Free Mortgage Consultation*
No need for Face to Face meeting
Available Every Weekday
Bespoke Mortgage Rates**
Your mortgage broker handles the whole process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
Proud of our Reviews
SAM Conveyancing Reviews
SAM Conveyancing Reviews  322 Google Reviews
Fast Mortgage Applications with SAM Conveyancing
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Newcastle upon Tyne

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Newcastle upon Tyne Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Clear debts first then save

The more overextended you are with debt, the lower your credit score will generally be. Interest rates paid on savings accounts is invariably less than is charged for debts owed.

It therefore makes sense to draw down your savings to clear as much of your debt as you can. In doing so, you will also increase your credit score making any future credit debt you take on cheaper to service.

Fixed Rate Mortgage

A fixed rate mortgage involves you agreeing with your lender to pay a fixed interest rate on your mortgage loan for a fixed period of time, which is normally 2, 3, 5 or 10 years.

Although the interest rate may initially be slightly higher than what you are quoted for a variable rate mortgage, you gain from the security of knowing exactly what you'll be paying out each month. This is more likely to suit the lower risk profile of a first time buyer because they can budget for the sum and, as long as there aren't any unforeseen drastic occurrences such as unemployment, they can be assured that they'll be able to make their mortgage repayments.
With a fixed rate mortgage, when the fixed term finishes, the mortgage is converted to a variable rate mortgage which varies with the lender's standard variable rate (SVR). At this point, a mortgagor can either opt to stay on the SVR mortgage or organise a new fixed rate. If they leave before the fixed term has elapsed, they face having to pay a very large early repayment charge.


Newcastle upon Tyne, or Newcastle, is a city in Tyne and Wear in north-east England, around 277 miles north of London. It developed around the Roman settlement of Pons Aelius. Landmarks and attractions include the Tyne Bridge, the Great North Museum and open spaces include Hodgkin park and Denton Dene.

Property Price Stats for Newcastle upon Tyne


Average property price in Newcastle upon Tyne£190,253
% Change compared to last year6%
Population of Newcastle upon Tyne266,200 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Newcastle upon Tyne - Recently Completed

  • Beech Grove Rd, Newcastle upon Tyne, Tyne and Wear NE4 6RS
  • 81 Houston Street, Newcastle Upon Tyne, NE4 6HZ
  • 103 Severus Rd, Newcastle upon Tyne, Tyne and Wear NE4 9NP
  • 12 Downend Rd, Newcastle upon Tyne, Tyne and Wear NE5 5NJ
  • 11 Shibdon Bank, Blaydon-on-Tyne, Tyne and Wear NE21 5EP

Local High Street Banks in Newcastle upon Tyne

Mortgage Broker in and around Newcastle upon Tyne

Our Newcastle upon Tyne mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Hebburn, Wallsend, Wideopen, Blaydon, Washington, Gateshead and Whickham.

Which banks are local to you?


  • Nationwide - 9 New Bridge Street, Newcastle Upon Tyne NE1 8AQ
  • Natwest - 16 Northumberland Street, Newcastle Upon Tyne NE1 7EL
  • Royal Bank of Scotland - 31 Grey Street, Newcastle Upon Tyne NE1 6ES

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Newcastle upon Tyne

Mortgage Brokers Newcastle upon Tyne offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Newcastle upon Tyne Mortgage Broker Insider Tips

The trick is to order your property searches as soon as you instruct.

Searches can take some time to get back, namely the searches from the local authority. So you may find yourself all ready to exchange but not able to proceed because you are waiting for your searches to get back.

Being organised and booking your searches early can mean you get the essential information you need back to you and your solicitor as early as possible. 

Thereby you can make a fully informed, good decision about whether to proceed with your purchase in Newcastle upon Tyne or not.

Click to order your Property Searches