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Our Mortgage Broker Guide to getting a mortgage in Old Woking

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Old Woking Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Reduce any debt you are in

Seems obvious of course – and always easier said than done – but this will do much more for you than simply improving your credit score.

Stop using credit cards, find out all the accounts you have and determine exactly what you owe on each one and what you're being charged in terms of interest etc. Create a payment plane which directs your finances towards repaying debt on the highest interest accounts but always covering all your minimum payments.

No Deposit Mortgage

No deposit mortgages enable you to get a 100% loan to value ratio on your mortgage, i.e. the lender grants you a mortgage which covers the seller's full purchase price with no deposit required from you.

These mortgages normally work by requiring an associate of yours (often a family member) to leave some money in an account for a set period of time with the account being controlled during that time by the lender. If you default on your repayments, the lender has recourse to the money in the linked account, which the associate risks losing. Another method is requiring an associate to put up their house as security in case you default.

Interest rates on these products are likely to be higher than normal. Click on No Deposit Mortgages to find out more.


Old Woking, in Surrey County, was the original settlement of the town and borough of Woking. It is a village with many historic buildings, including St Peters Church, which dates back to the 12th Century.

Nearby Woking provides many amenties, shopping, restaurants etc. By road, the A3 is around 2miles away and the nearest train station is in Woking (gives access to London). Worplesdon Station, slightly further to Old Woking's south, is on the direct line going to Portsmouth.

GU22 9EG

Property Price Stats for Old Woking


Average property price in Old Woking £362,661
% Change compared to last year 14%
Population of Old Woking 3,192 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Old Woking - Recently Completed

  • Rydes Way, Old Woking, Surrey, GU22 9DG
  • 76 Rydens Way, Old Woking, GU22 9DN
  • 18 Campbell Avenue, Woking, Surrey, GU22 9NP
  • 31 Woodham Waye, Woodham Woking, Surrey, GU21 5SJ
  • 4 Florence Court, Woking, Surrey, GU21 2TN

Local High Street Banks in Old Woking

Mortgage Broker in and around Old Woking

Our Old Woking mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Guildford, Chobham, Woking, Kingfield, Mayford, Leybourne and Pyrford.

Which banks are local to you?


  • Lloyds - 23 Old Woking Rd, Weybridge, West Byfleet KT14 6LN
  • Barclays - Town Gate House, Church St E, Woking GU21 6AE
  • TSB - Harland House, 1 Commercial Way, Woking GU21 1ES

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Old Woking Mortgage Broker Insider Tips

By getting all of your signed documentation in to your solicitor in advance, you will get a better chance at a quick conveyancing process in Old Woking.

Until your solicitor has your mortgage deed, signed contract, transfer deed, ID and other relevant documentation, they will not be able to exchange. This is not helped by the fact that some documents must be posted.

If this is the case, send as much correspondence as you can in one go and always do so via recorded delivery. This way, you can track the documents, find out when they were received and who signed for them. Lost documents can slow down the process and be very frustrating for all, especially if you have to wait for replacements for originals!

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