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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.


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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

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How to get a mortgage - or remortgage - in Ongar


Ongar, or Chipping Ongar, is a pleasant village in Essex County, around 21 miles north east of Central London, in Brentwood Borough. Landmarks include Ongar Castle, reputedly constructed in 1155 and Greenstead Church, built in 1645, the oldest wooden church in the world.

The A414 runs through the town and the closest National Rail service is in Brentwood, around 7 miles away, on the overground line connecting London Liverpool Street and Shenfield. The nearest tube station is in Epping, on the Central Line, around 5 miles away. There are many local buses available.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Check your credit file after receiving any rejection for a credit application

If you don't find out why you've been rejected by checking your credit file and make further applications, each application worsens your credit score in turn.

If you discover an error, you might be able to get successive searches wiped but you'll have to negotiate with the relevant agency and lenders and success isn't guaranteed.
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Tracker Mortgage

Tracker mortgages are in the wider class of variable rate mortgages and normally, the rate is a few percentage points above the prevailing Bank of England base rate. There is often a fixed term during which the arrangement operates, which is something in common with fixed rate mortgages.

The fixed term carries with it an early repayment charge if you choose to leave before it is ended. The interest charged at the outset is normally cheaper than for a fixed rate mortgage, however you are taking the risk that the rate might rise sharply, increasing the cost of your repayments in the same way. They therefore might not be attuned to buyers who have limited finances who cannot accommodate a sudden rate rise.

When a tracker mortgage has a lifetime – or length of the mortgage – term, there won't be an early repayment charge for leaving, but the risk of rates rising and making repayments very expensive remains.
CM5 0GA

Property Price Stats for Ongar


Average property price in Ongar £344,844
% Change compared to last year 0%
Population of Ongar 6,069 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Ongar

  • 3 The Gables, Ongar, Essex CM5 0GA
  • 103 High St, Ongar, Essex CM5 9DX
  • 42 The St, Ongar CM5 9NE
  • 37a Amesbury Close, Epping, CM16 4JA
  • 4 Hobbs Cross Cottages, Theydon Garnon, Epping CM16 7NY

Local High Street Banks in Ongar

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Marden Ash, Greensted Green, Fyfield, North Weald Bassett, Moreton, Barlborough and Norton Mandeville.


  • Barclays - 186 High St, Chipping Ongar, Ongar CM5 9JL
  • Lloyds - 154 High St, Epping CM16 4AQ
  • Natwest - 279 High St, Epping CM16 4BT

Book a Free Mortgage Broker Consultation
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Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

Mortgage Broker Tips for the Conveyancing Process

Order your property searches on instruction when moving home in Ongar.

  • Searches, especially from the local authority, can take some time to come back. This can mean that you are all ready for exchange but do not want to proceed because you have not had your search results back.
  • Being organised and booking searches early can mean you get this essential information as early as possible and can make a good, informed decision about whether or not to continue with the purchase.

Click to order your Property Searches