Proud of our Reviews
SAM Conveyancing Reviews
calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Ottershaw

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Ottershaw Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Don't make multiple applications for credit

If you apply for lots of credit then every company will check your credit file. This could indicate that you are desperate for money and will have an impact on your credit score. Banks and building societies even check your credit score when you open a bank account.

Don’t worry, checking your credit score through Experian, Equifax or CallCredit will not affect your credit score.

Help to Buy Mortgage

Help to Buy mortgages refer to the mortgage you take out which enables you to purchase a Help to Buy New Build home, where the Government lends you up to 20% (up to 40% in Greater London) equity loan to help you to buy a property more easily.

Given that you have to produce a deposit at least 5% of the purchase price yourself, Help to Buy mortgages normally cover up to 75% maximum (55% for London Help to Buy scheme) of the purchase price.

Click on Help to Buy Mortgages to find out more


Located 20 miles south west of London, Ottershaw is a pleasant village in Surrey County in Runnymede district with two pubs, an Indian restaurant and Foxhills Golf Club. It is located close by to West Byfleet (Byfleet and New Haw is the nearest train station, and has trains to London), Addlestone and Chertsey. By road, the M25, A30 and M3 are reasonably close.

KT16 0HG

Property Price Stats for Ottershaw


Average property price in Ottershaw £488,470
% Change compared to last year 12%
Population of Ottershaw 2,853


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Ottershaw - Recently Completed

  • Summerfield Place, Crawshaw Road, Ottershaw, Chertsey, Surrey, KT16 0EY
  • 7 Isis House, Bridge Wharf, Chertsey, Surrey, KT16 8LB
  • 44 Gogmore Farm Close, Chertsey, Surrey, KT16 9HE
  • Brox Road, Ottershaw, Chertsey, Surrey, KT160HL
  • 38 Galsworthy Road, Chertsey, Surrey, KT16 8EW

Local High Street Banks in Ottershaw

Mortgage Broker in and around Ottershaw

Our Ottershaw mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Chertsey, Woking, Longcross, Addlestone, Sheerwater, Whiteley Village and Lyne.

Which banks are local to you?


  • Barclays - 125 Guildford St, Chertsey KT16 9AL
  • Nationwide Building Society - 97 Station Rd, Addlestone KT15 2BN
  • Lloyds - 84 Station Rd, Addlestone KT15 2AE

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Ottershaw

Mortgage Brokers Ottershaw offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Ottershaw Mortgage Broker Insider Tips

Buying a leasehold property? Request your vendor to get their management information pack when your offer is accepted.

Your solicitor needs to examine the leasehold management information very carefully as it deals with matters like service charges and how well the freehold has been run. 

Very frequently the freeholder or managing agent may take weeks to compile and return the material which may form the basis of enquiries from your solicitor which in turn need to be answered.

Click to find out more about the Management Information Pack

Click to get your FREE Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.