Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Northampton
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 5% on the 7th November 2024.
Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Kingsthorpe | £14,080 | £28,160 or £14,080 per salary with a joint purchase |
Grange Park | £18,969 | £37,938 or £18,969 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Northampton
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Having difficulty making repayments and on time? Speak to the lenders concerned
Interest-only Mortgage
Book your home buyers survey as soon as you have your offer accepted.
Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects, which may give you grounds to bargain for a lower price with a vendor or even pull out.
Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection, and then they may take five working days (or more) to get the report back to you. You should, therefore, keep delays to a minimum by booking your survey as soon as possible.
Get your FREE RICS Home Buyers Survey Quote
RICS Surveyors – Local Knowledge – Same Week Availability
Frequently Asked Questions: Mortgage Brokers Northampton
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Northampton mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
You can disengage the services of your Mortgage Broker before making a formal application, and no fee will be levied.
Read our - Terms and Conditions.
SAM Conveyancing is an approved partner of Advies Private Client, and this page is an advertisement for them. SAM Conveyancing does not provide or arrange mortgage advice, but we may receive a commission for any product you take with Advies Private Client after we introduce you to them.
The FCA does not regulate SAM Conveyancing and does not provide any insurance or mortgage products, nor can we provide any advice on different insurance or mortgage products. Please liaise with your chosen Advies Private Client for any insurance advice.
Mortgage Broker Northampton - Recently Completed
- Raeburn Road, Northampton NN2 7EP
- 11 Northampton Road, Northampton, NN7 2PF
- 34 Thornhill, Northampton, NN4 8SN
- Church Lane Cottage, 27 Church Lane, Little Billingham, Northampton, NN3 9AF
- 20 St Giles' St, Northampton NN1 1AF
Watch our video to find out how to organise your mortgage and funding for your purchase.
