Mortgage Broker Park Royal
Mortgage Broker Park Royal
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Park Royal
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Lower your credit utilisation ratioThe credit utilisation ratio is how much credit you've actually made use of measured against the available credit you've been offered. Your credit score will generally rise the lower this ratio is. As a general rule, it's best to keep this ratio below 50% overall and considerably lower if possible. If you have more than one credit card you should also be aware of the utilisation ratio overall and per card, because credit reference agencies take all the measures into account. |
Joint MortgageJoint mortgages are mortgages where the mortgage is taken out by two (or more) people together in order to buy a property. The mortgage sum granted is calculated according to 2 (or more) incomes and so is a way of getting a larger mortgage than if one person alone was applying for one. The other side of a joint mortgage is that all of the borrowers are equally joint and severally liable (click to find out more). This means that if, for example, one person defaults on the required repayments, then the lender can pursue all parties on the mortgage to recover the money owed and ultimately it can repossess your home even if you yourself, out of all the signatories on the mortgage, have been making the correct, timely repayments. |
Park Royal is an area of West London and is shared between two London boroughs, namely Brent and Ealing. It has a large business park and has around 500 food companies based in its locale.
It's located very close to the junction of the A40 Westway and the North Circular Road (A406) and the interchange is called the Hanger Lane Gyratory.
It has excellent public transport communications, as it has Park Royal Station (Picadilly Line) and Hanger Lane (Central Line) close by. There are many green open spaces also nearby.
NW10 6HJ
Property Price Stats for Park Royal
| Average property price in Park Royal | £399,204 |
| % Change compared to last year | 0% |
| Population of Park Royal | 76,278 (2001) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Park Royal - Recently Completed
- Birse Crescent, London, NW10 1SJ
- 83b Manor Park Road, Harlesden, London, NW10 4JU
- Lennox Gardens, Gladstone Park, London, NW10 1AA
- Flat 9, 2 Hillside, London NW10 8GE
- Cooper Road, London NW10 1BG
Local High Street Banks in Park Royal
Mortgage Broker in and around Park Royal
Our Park Royal mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Alperton, North Acton, Tokyngton, Stonebridge, Harlesden, Ealing and Perivale.
Which banks are local to you?
- Barclays Bank - Acorn House 38, 36 Park Royal Rd, London NW10 7JA
- NatWest Bank - 1 Abbey Rd, Park Royal, London NW10 7YQ
- HSBC Bank - 69 Park Royal Rd, London NW10 7JR
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Park Royal
Mortgage Brokers Park Royal offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Park Royal Mortgage Broker Insider Tips
By getting your signed documents to your solicitor as soon as possible, you can speed up the conveyancing process in Park Royal.
Exchange cannot happen until all of the relevant documentation has been received by the solicitor, including your signed contract, the transfer deed and mortgage deed.
Sometimes only signed originals of documents can be accepted by your solicitor. Therefore make sure you stay on top of being organised and account for slow postal delivery.
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.