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Mortgage Broker Tip 1 | Mortgage Broker Tip 2 |
Don't hold and max out just one credit cardIf you're close to maxing out the credit on the only credit card you hold, you'll be less able to respond, e.g., to an emergency – you might suddenly, for example, need to pay a mechanic to fix your car. This is a good reason to hold at least one other unused credit card. You may also protect your credit score better: people who max out a single credit card are often regarded as being more likely to miss future repayments. | Current Account MortgageCurrent account mortgages are a version of offset mortgage where your current account and mortgage are converted to one account. The idea is that when you get paid, the credit reduces your mortgage sum, so mortgage repayments become cheaper, however the more of your pay you use, the more that the repayments rise to 'normal' levels. The more your account is in credit, the more capital you'll pay off. You can't normally access discounted rates with this kind of mortgage. |
| Average property price in Portsmouth | £200,020 |
| % Change compared to last year | 6% |
| Population of Portsmouth | 205,400 |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Portsmouth offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
