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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.


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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Reading


Reading is a large town in Berkshire. It combines excellent shopping and great leisure options with many housing choices. It hosts the University of Reading, the annual Reading Festival (in Little John's Farm on Richfield Avenue) and a number of prominent theatres including the Hexagon. The town also has 5 Grade I listed buildings including Reading Abbey and Greyfriars Church.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Hold off applying for credit until old issues have expired

Bankruptcy and county court judgments stay on your file for six years and data about applications for a year.

It's therefore worth leaving applications until problems such as these have been removed from your file to boost your chances of success.
Top Mortgage Lenders 

Discount Mortgage

Discount mortgages are another variant of variable mortgages but the discount is linked to the lender's standard variable rate (SVR) as opposed to the Bank of England's base rate. One of the risks involved is that the lender, if stated within its terms & conditions, can reserve the right to increase its rate independently of any movement – or non-movement – of the Bank of England base rate.

The discount normally applies during a fixed, agreed term and all mortgages that have a fixed term normally require a mortgagor to pay a large early repayment charge if they opt to leave early.
RG2 7QA

Property Price Stats for Reading


Average property price in Reading £320,386
% Change compared to last year 13%
Population of Reading 155,700


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Reading

  • 186 Kentwood Hill, Tilehurst, Reading, RG31 6DL
  • 8 Matlock Road, Caversham Heights, Reading, Berkshire, RG4 7BS
  • 3 Rotherfield Way, Reading, Berkshire, RG4 8PJ
  • 10 Stanbury Gate, Spencers Wood, Reading, RG7 1SR
  • 44 Birdhill Avenue, Reading, RG2 7JU

Local High Street Banks in Reading

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Earley, Newbury, Twyford, Henley, Pangbourne, Wimbledon and Shinfield.


  • HSBC Bank Plc - 26 Broad St, Reading RG1 2BU
  • Metro Bank Plc - Broad Street Mall, 201 Broad St, Reading RG1 7QA
  • Nationwide Building Society - 1 Station Rd, Reading RG1 1LG

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Get all your signed documentation to your solicitor in advance, if you want to give yourself more chance of a faster conveyancing process in Reading.

Your conveyancing solicitor can't exchange contracts with the other side until they receive your mortgage deed, transfer deed, signed contract and so on. Originals of these documents, or at least some originals may be required by your solicitor and if so, you may need to post them.

It's a good idea, if you have to use Royal Mail, to send as much correspondence as you can together and make sure to use recorded delivery. This way, the documents can be tracked and you can find out when your mail was received and who signed for it. This is never best left to chance - you might lose your documents, which will slow down your conveyancing considerably and you will have to wait for replacements, into the bargain.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels