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Mortgage Broker Tip 1 | Mortgage Broker Tip 2 |
Private tenant? Consider using Credit LadderIf you're a private tenant and regularly pay your rent on time, you may wish to consider using Credit Ladder to help improve your credit rating. You pay your rent to Credit Ladder - it's a free service – then Credit Ladder passes the money onto your landlord or letting agent, after which it informs Experian as to whether the payment has been made on time. The data is due to be visible to lenders from the end of 2017 onwards. | Joint Borrower Sole Proprietor MortgageA person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for. There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests. If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages |
| Average property price in Rochdale | £164,642 |
| % Change compared to last year | 6.42% |
| Population of Rochdale | 220,001 (2001) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Rochdale offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
