FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Rochdale
Mortgage Brokers Rochdale offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Rochdale
Rochdale is a town in Greater Manchester. Historically part of Lancashire. Rochdale today is a predominantly residential town. Rochdale Town Hall (a Grade I listed building) dates from 1871 and is one of the United Kingdom's finest examples of Victorian Gothic revival architecture. Rochdale Town Hall is a Victorian era town hall widely recognised as being one of the finest municipal buildings in the country.
The Grade I listed building is the ceremonial headquarters of Rochdale Metropolitan Borough Council and houses local government departments, including the borough's civil registration office.
Rochdale rose to prominence in the 19th century as a mill town and centre for textile manufacture during the Industrial Revolution. It was a boomtown of the Industrial Revolution, and amongst the first industrialised towns. The Rochdale Canal, one of the major navigable broad canals of the United Kingdom, was a highway of commerce during this time used for the haulage of cotton, wool and coal to and from the area.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Private tenant? Consider using Credit Ladder
If you're a private tenant and regularly pay your rent on time, you may wish to consider using Credit Ladder to help improve your credit rating.
You pay your rent to Credit Ladder - it's a free service – then Credit Ladder passes the money onto your landlord or letting agent, after which it informs Experian as to whether the payment has been made on time. The data is due to be visible to lenders from the end of 2017 onwards.
Joint Borrower Sole Proprietor Mortgage
A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.
There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.
If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages
OL11 1ED
Property Price Stats for Rochdale
| Average property price in Rochdale | £164,642 |
| % Change compared to last year | 6.42% |
| Population of Rochdale | 220,001 (2001) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Rochdale
- Gort Way, OL10 1FT
- Gelder Clough, OL10 4BD
- Shuttle Drive OL10 3FW
- Ditton Mead Close, OL12 9SH
- Millview Lane OL16 2BA
Local High Street Banks in Rochdale
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Oldham, Manchester, Bolton, Ashton-under-Lyne, Huddersfield, Hebden Bridge and Burnley.
- Yorkshire Bank Plc - 9/11 Yorkshire St, Rochdale OL16 1BL
- The Co-op Bank - 110 Yorkshire St, Rochdale OL16 1JY
- HSBC Bank Plc - 2 Yorkshire St, Rochdale OL16 1EE
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Be in constant communication with your solicitor regarding your conveyancing in Rochdale.
Your solicitor will be working hard for you from the get go. If something unforeseen arises, you change your mind about the property, a bereavement means you are unable to go ahead at this time and so on, inform your solicitor as soon as possible.
By doing so, unnecessary and time-consuming work which later needs to be rectified can be avoided.
It also makes sure that all of your legal documents are accurate and the service you receive continues to be specifically tailored to your circumstances and needs.
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.