Stamp Duty holiday extended. Read why some transactions won't complete in time.
Mortgage Broker Runcorn
Mortgage Broker Runcorn
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Runcorn
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Late bill payments can reduce your credit score!If you are lax about paying bills and often pay them late, this can affect your credit score. Paying your bills on time means a higher credit score and lenders are more likely to trust you. Set up a direct debit or standing order to ensure you are on time and getting that credit score increase. |
Flexible MortgageA flexible mortgage is a mortgage that is best for those with unique situations, to ensure the mortgage works for you. The features a flexible mortgage offer differ from lender to lender but common features include the mortgagor being able to overpay and underpay without penalty. Be aware that you are paying for the ability to do this so you should only use this type of mortgage if you will benefit from its particular features. It doesn’t mean you can pay whenever you wish, but it does give you that flexibility you may need. |
Runcorn is an industrial town situated 16.7 miles south east of Liverpool. It lies on south side of the River Mersey, with Widnes on the north side connected by the A533, known as the Silver Jubilee bridge after the Queen’s Silver Jubilee. During the industrial revolution, Runcorn began manufacturing soap and alkalis and to this day continues to be home to high tech manufacturing.
WA7 1AA
Property Price Stats for Runcorn
| Average property price in Runcorn | £151,701 |
| % Change compared to last year | 7% |
| Population of Runcorn | 61,789 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Runcorn - Recently Completed
- The Uplands, Palacefields, Runcorn, WA7 2UG
- Church St, Runcorn WA7 1LR
- Grangeway, Runcorn WA7 5LY
- Village St, Runcorn WA7 2ST
- Windmill Hill, Runcorn WA7 6QZ
Local High Street Banks in Runcorn
Mortgage Broker in and around Runcorn
Our Runcorn mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Widnes, Windmill Hill, Sutton Weaver, Frodsham, Preston Brook, Hale and Walton.
Which banks are local to you?
- Lloyds Bank - High St, Runcorn WA7 1AF
- Natwest - High St, Runcorn WA7 1AQ
- Nationwide - River Walk Halton Lea Shopping Centre, Runcorn WA7 2BX
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Runcorn
Mortgage Brokers Runcorn offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Runcorn Mortgage Broker Insider Tips
Book your mortgage valuation as soon as you've had your offer accepted
If you're buying with a mortgage, you won't be able to complete unless the funds have come through to your solicitor. You have to apply for a mortgage, be accepted/get a mortgage in principle but then, once you've had an offer accepted, your mortgage lender has to value the property and only after this, assuming all goes to plan, do you get your mortgage offer with funds in readiness.
You can therefore minimise lost time by booking your mortgage valuation on the day you have an offer accepted. It may take around a week or so for the valuation survey to take place, then you have to allow for a few days to elapse before you have your offer. If you delay, the whole process slows down.
Additionally, if there's any issues, like your lender undervaluing your property or making you a conditional offer, there might be further delays.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
SAM Conveyancing, SAM Surveyors & SAM Mortgages are trading names of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. We comply with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA).
Our registered office is 3rd Floor, 86-90 Paul Street, London, EC2A 4NE and our trading address is 19 Silwood Road, Ascot, Berkshire, SL5 0PY.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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