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Our Mortgage Broker Guide to getting a mortgage in Sidcup

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Sidcup Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Stability helps applications for credit

Lenders tend to favour apparent stability when it comes to granting credit. So staying at the same address (particularly if you are a homeowner rather than a renter), working at the same place and banking at the same bank tend to help.

Consistency in applications, particularly over a long period, helps, such as using the same or similar job title and keeping the same phone number and email address.

Lifetime Mortgage

A lifetime mortgage is a type of equity release and is a long term loan secured on a property, where the amount borrowed depends on the age of the applicant and the value of their property.

It differs from a standard mortgage because the borrower doesn't have to make any repayments at all before the end of the plan.


Sidcup is a district in south-east London, in Bexley Borough, around 11 miles from the capital's centre. Its housing stock includes Victorian, Edwardian and period houses as well as more modern stock.

Two landmarks are Sidcup Manor House and the Victorian Manor House, both of which have intriguing architecture. It has many shopping parades as well as well-established supermarkets. Sidcup Family Golf is a dream for adults who like golf and would like to share the fun with their children - this attraction is on the Sidcup By Pass in Chislehurst, within easy reach.

DA14 4RQ

Property Price Stats for Sidcup


Average property price in Sidcup £341,095
% Change compared to last year 12%
Population of Sidcup 10,844 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Sidcup - Recently Completed

  • Royal Road, Sidcup, Greater London DA14 4RQ
  • 19 The Chevenings, Sidcup, Kent, DA14 4LA
  • 45 Hurst Road, Sidcup, DA15 9AE
  • 39 Haddon Grove, Sidcup DA15 8NA
  • 29 Larch Grove, The Hollies, Sidcup, Greater London. DA15 8WQ

Local High Street Banks in Sidcup

Mortgage Broker in and around Sidcup

Our Sidcup mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Foots Cray, Chislehurst, St Mary Cray, New Eltham, Albany Park, Totton and Falconwood.

Which banks are local to you?


  • Lloyds Bank Plc - 60 High St, Sidcup DA14 6EJ
  • Barclays Bank Plc - 91 High St, Sidcup DA14 6DH
  • Halifax Bank Plc - 66/, 68 High St, Sidcup DA14 6DS

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Sidcup offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Sidcup Mortgage Broker Insider Tips

Selling? Deal with any issues which are likely to appear on a survey before you market your property

A cautious buyer is more likely to book a RICS home buyers survey which is likely to show up any potential or actual defects your property may have.

If there are any, these may give a prospective buyer grounds either to bargain with you for a reduction in selling price or even to pull out of buying. At the very least you may end up wasting time as a result.

You should therefore call in a professional to remedy any structural issues you may have such as damp – the cause might often be damaged roofs or window frames or leaking pipes.

Click to book your building defect specialist 
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