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Our Mortgage Broker Guide to getting a mortgage in Southport

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Southport Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Consolidate your credit card debt

If you've run up large balances owed over many credit cards, consolidating the debt into a single card or loan with a lower interest rate and/or fees will mean you pay out less and the debt will be easier to manage and pay down.

Help to Buy Mortgage

If you take up the Government's Help to Buy Scheme to buy a New Build home, the Government provides up to 20% of the purchase price in the form of a repayable equity loan (up to 40% within the Greater London area) to add to your 5% deposit then you pay for the rest of the asking price via a Help to Buy Mortgage.

This mortgage will therefore be for a maximum of 75% of the purchase price (55% in Greater London) and the maximum purchase price is £600,000. Want to find out more? Click on Help to Buy Mortgages


Southport is a large seaside town near Liverpool in Merseyside. It used to be part of the county of Lancashire. A man called William Sutton founded the town in 1792 when he built a bathing house and what in modern times has become the south end of Lord Street.

The town's popularity as a seaside resort was helped by the ease of access to the Leeds and Liverpool Canal and the population also grew alongside the Industrial Revolution and the Victorian Period.

Landmarks and attractions include Southport Pier – the second longest pleasure pier in the UK – the Ainsdale Sand Dunes (a national nature reserve), the largest independent flower show in the UK (Victoria Park), the Royal Birkdale Golf Club and the Southport Model Railway Village.

PR8 1AF

Property Price Stats for Southport


Average property price in Southport £204,619
% Change compared to last year 5%
Population of Southport 90,381 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Southport - Recently Completed

  • Mosley Street PR1 5PD
  • Christ Church Street PR1 8PH
  • Fishwick Parade PR1 4XR
  • Hampton Court L39 5RJ
  • Roughwood Drive L33 8WY

Local High Street Banks in Southport

Mortgage Broker in and around Southport

Our Southport mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Liverpool, Wigan, Warrington, Preston, Blackpool, Blackburn and St Helens.

Which banks are local to you?


  • Barclays Bank - 265-267 Lord St, Southport PR8 1PD
  • HSBC Bank - 331 Lord St, Southport PR8 1NJ
  • Handelsbanken Southport - 53 Hoghton St, Southport PR9 0PG

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Southport offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Southport Mortgage Broker Insider Tips

If a family member or friend is providing you with any of the finance towards your home purchase in Southport, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

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