Mortgage Broker St Helens

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in St Helens

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker St Helens Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Check your main 3 credit scores

There are currently 3 main credit reference agencies, namely Equifax, Experian and Callcredit. Each one can hold slightly different information about you and has a different algorithm for calculating your credit score.

By checking the files of all 3 companies, you can ensure you eradicate any mistakes and best inform yourself of the likelihood that your application for a loan, for example a mortgage, will be accepted.

Joint Borrower Sole Proprietor Mortgage

A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.

There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.

If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages


St Helens is a large town in Merseyside and grew rapidly in the Industrial Revolution period as a significant centre for coal mining and glassmaking and a host of other manufacturing industries of the time. Pilkington, a renowned glass manufacturer, still remains a large industrial employer in the town.

Landmarks and attractions in the area include: Pilkington's Head Office, a distinctive blue Grade II listed building; the Green Man art installion on the The Duckeries; the Town Hall; the Gamble Institute; the Friends' Meeting House; the Beecham Clock Tower; the World of Glass Museum; Taylor Park; the Citadel Theatre; the Theatre Royal and St Helens Rugby Football Club (of the Rugby League code/variety).

Property Price Stats for St Helens


Average property price in St Helens £142,120
% Change compared to last year 3%
Population of St Helens 102,629 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry
 

Mortgage Broker St Helens - Recently Completed

  • Lower Hall Street, St Helens WA10 1GD
  • Ilfracombe Road, St Helens WA9 4NN
  • Milton Street, WA9 4BQ
  • Gregson Road, St Helens L35 5DL
  • Prescot Road, St Helens WA10 3HR

Local High Street Banks in St Helens

Mortgage Broker in and around St Helens

Our St Helens mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Liverpool, Widnes, Warrington, Salford, Bolton, Wigan and Southport.

Which banks are local to you?


  • NatWest Bank - 5 Ormskirk St, Saint Helens WA10 1DR
  • Barclays Bank - 19 Church St, Saint Helens WA10 1BG
  • Yorkshire Bank - 6 Bridge St, Saint Helens WA10 1NF

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for St Helens

Mortgage Brokers St Helens offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

St Helens Mortgage Broker Insider Tips

The trick is to choose the right solicitor from the outset for your home move in St Helens.

Yes, this may seem obvious, but it's not only the reviews that make a good solicitor. It is also the volume of work they have. If a solicitor is overworked, they will not be able to prioritise effectively, delays may be increased and your case may be overlooked. 

A good solicitor is someone who keeps your best interest in mind at all times and who values high communication levels.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels