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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Read your credit report – is the information correct?Having incorrect information on your credit report can have a negative effect on your credit rating. a) Is your name correct? b) Is your address correct? c) Are there any mobile phone contracts still showing? Ensure the above information is correct to get the highest credit rating you can. Using the address details stored in your credit file, write to any company that has incorrect information about you. |
Fixed rate mortgageThis type of mortgage is one whereby the interest rate is fixed for a certain period of time, which could be anything from 2 to 10 years. After this period of time, the mortgage reverts to the lenders standard variable rate which can go up or down. The advantages of a fixed rate are the mortgagor knows exactly how much each monthly repayment will be in the fixed rate period and it will not be affected by the sudden changes in the Bank of England base rate. The disadvantage is that the fixed rate tends to be higher than the rate for a variable rate mortgage. |
| Average property price in Stockton-on-Tees | £134,934 |
| % Change compared to last year | 3% |
| Population of Stockton-on-Tees | 105,682 (2017) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Stockton-on-Tees offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
