FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Stoke Newington
Mortgage Brokers Stoke Newington offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Stoke Newington
Stoke Newington is an area in London's Hackney Borough and is around 4 miles north north-east of the capital's centre. The centre of the area is based around Church Street and it still has a feeling of the original hamlet the area grew up from. Houses are highly varied and there are numerous Victorian and Edwardian properties.
Stoke Newington is well-known for having a generous amount of open space, including for example the West Reservoir, and the architecturally bizarre Castle Climbing Centre, which used to be a waterboard pumping centre. Landmarks include the Grade I listed St Matthias Church in Wordsworth Road, Abney Park Chapel and Clissold House.
Stoke Newington is well-known for having a generous amount of open space, including for example the West Reservoir, and the architecturally bizarre Castle Climbing Centre, which used to be a waterboard pumping centre. Landmarks include the Grade I listed St Matthias Church in Wordsworth Road, Abney Park Chapel and Clissold House.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Limited record with credit? Take up a credit card
To develop and enhance your credit score, you'll need to have a credit record. One strategy is to apply for a credit card and use it to pay off a small loan or bill payment. Each timely repayment you make will help your credit score.
If you choose to do this, please make sure that you don't default on any repayments – defaulting on repayments negatively impacts your credit score and the affect negative effect outweighs the positive effects of making the repayments on time. Only ever take on debt which you can afford to repay.
Flexible Mortgage
Mortgages sold as flexible mortgages normally include features such as the ability of the mortgagor to overpay and underpay without penalty and to take payment holidays.
In theory, all mortgage variants might be tweaked by lenders to offer this type of flexibility. However you should be aware that you'll be paying for this to be the case and should only pay extra if you are likely to benefit greatly from the flexible aspects which you ask for.
N16 0LH
Property Price Stats for Stoke Newington
| Average property price in Stoke Newington | £604,628 |
| % Change compared to last year | 9% |
| Population of Stoke Newington | 13,658 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Stoke Newington
- 177a Stoke Newington High Street, Stoke Newington, London N16 0LH
- 175 Victorian Grove, Stoke Newington, London N16 8EH
- 35 Yorkshire Cl, Stoke Newington, London N16 8EU
- 65a Brooke Road, Stoke Newington, London N16 7RA
- Flat 4, King House, 60 Matthias Road, Stoke Newington, London N16 8QD
Local High Street Banks in Stoke Newington
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Rectory Road, Shacklewell, Dalston, Hackney, Stamford Hill, Highbury and Finsbury Park.
- Halifax - 173 High Street, Stoke Newington, London, N16 0PE
- HSBC - 150 High Street, Stoke Newington, London, N16 7JP
- TSB - 133 High Street, Stoke Newington, London, N16 0PJ
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Getting financial help towards your deposit from a family member?
To save yourself delays in the conveyancing process further down the line:
1 The family member must decide whether it's a gift or a loan.
2 If it's a gift, you must ensure that the person gifting fills out a gifted deposit letter with the correct information.
The correct information must be set down and the letter must be signed by witnesses. The giver will also have to provide ID and proof of funds. If the giver isn't a family member, you must tell your mortgage lender as this can sometimes cause issues.
For further information about these matters, including a useful template, please click on Gifted Deposit Letter
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.