Mortgage Broker Stratford
Mortgage Broker Stratford
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Stratford
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Don't take up more than half of the credit available to youAs a general rule, you should not take up more than half the credit available to you on, say, a credit card because it will negatively impact your credit score. When you take up more than 50% of the credit offered to you, lenders start to view you as overextended and therefore more likely to default on a debt repayment or to make a payment late in future. They therefore downgrade your credit score accordingly, making any future potential borrowing more expensive or worse, any future applications for credit less likely to be successful. |
Help to Buy Mortgage A Help to Buy mortgage is required to cover the rest of the purchase price of a New Build you're looking to buy within the scheme which involves you having to produce a minimum 5% deposit and for which the Government provides an equity loan (repayable) of up to 20% (up to 40% for London Help to Buy) of the purchase price of the property. The Help to Buy mortgage you require is therefore likely to be for a maximum loan to value (LTV) of 75% (55% for London Help to Buy) of the purchase price of the property. This is a lower LTV ratio than for standard mortgages, leaving you less exposed. Click to find out more about Help to Buy Mortgages |
Stratford is a town in the West Ham area of London, around 6 miles from London's centre. It was the prinicipal location of London's 2012 Olympics and you can go for a dive and a swim at the London Aquatics Centre or cycle at the Lee Valley VeloPark. It hosts a Westfield shopping mall (which, among other things, contains the UK's biggest casino), packed with high end and other stores. The University of East London has a campus here as does Birkbeck College of the University of London.
E15 4QS
Property Price Stats for Stratford
| Average property price in Stratford | £357,440 |
| % Change compared to last year | 17% |
| Population of Stratford | 98,812 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Stratford - Recently Completed
- Evesham Road, West Ham, London, E15 4AL
- 55a Nunhead Lane, Nunhead, London, SE15 3TR
- 14 The Halo, 158 High Street, Stratford, E15 2FT
- 1 King Arthur Close, Stratford, London, SE15 2LP
- 51 Maryland Square, Stratford, London, E15 1HE
Local High Street Banks in Stratford
Mortgage Broker in and around Stratford
Our Stratford mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Walthamstow, Leyton, Leytonstone, Plaistow, Forest Gate, Elstree and West Ham.
Which banks are local to you?
- Lloyds Bank Plc - 60 Broadway, London E15 1NG
- Nationwide Building Society - 51113, 149 Westfield Stratford City, Westfield Stratford City E20 1EN89 Lea Bridge Rd, Leyton, London E10 6BB
- Natwest Bank Plc - 155-156, Westfield Stratford City, The Arcade, Montfichet Rd, London E20 1EL
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Stratford
Mortgage Brokers Stratford offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Stratford Mortgage Broker Insider Tips
Selling? 'No chain' means less chances for delays..
If an estate agent tells you that, regarding a potential buyer, there is 'no chain', it means that that buyer doesn't have to sell another property in order to buy yours.
The more 'links' there are in a chain, inevitably there are more chances for delays as there are more people who have to coordinate any purchase with a balancing sale.
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.