All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Trowbridge
Mortgage Brokers Trowbridge offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Trowbridge
Trowbridge is the county town of Wiltshire and located around 8 miles south east of Bath, with the Mendip Hills lying between the 2 locations. It's a pleasant market town which was historically at the forefront of cloth production and the area has been farmed on for more than 3,000 years. Landmarks include Clark's Mill (now home of the County Court) and Handle House, both of which were associated with the cloth trade, its town hall with its Italianate clock tower, and St James's Church, a Grade I listed Anglican church, which was originally built in the mid-10th century.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Time is the greatest healer when it comes to bad credit
As long as you develop good habits where credit is concerned, even serious black marks such as bankruptcy recede over time.
Don't apply for credit until serious issues have left your file but once they have, assuming you are handling your finances correctly, you should have built up a good enough score to get credit – the main rules are always to make your repayments on time and never to take on credit that you don't need.
Fixed Rate Mortgage
After receiving your mortgage loan, your repayments on a fixed rate mortgage are fixed at an agreed rate for an agreed period. You gain by knowing that the repayment figure won't change during the period and so can budget more easily for it.
The disadvantage is that the fixed rate is normally higher than for a variable rate mortgage. Additionally, if you want to leave the deal early, you may have to pay a very large early repayment charge (you don't have to do this with a variable rate) and when the fixed period ends, your loan is normally converted to one where repayments are determined by the lender's standard variable rate.
BA14 8DA
Property Price Stats for Trowbridge
| Average property price in Trowbridge | £251,351 |
| % Change compared to last year | 5% |
| Population of Trowbridge | 33,108 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Trowbridge
- 14 Meridian Walk, Trowbridge, Wiltshire, BA14 9SX
- The Gables, 50 Cock Hill, Trowbridge, Wiltshire, BA14 9BQ
- 26 Conigre Square, Trowbridge, Wiltshire, BA14 8LJ
- 1a Roundstone St, Trowbridge BA14 8DA
- 72 Brook Rd., Trowbridge, BA14 9DL
Local High Street Banks in Trowbridge
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Bradford-on-Avon, Avoncliff, Yarnbrook, Staverton, Westbury, Southwick and Ditton Marsh.
- Barclays - 3 Fore Street, Trowbridge BA14 8HY
- Lloyds - 64 Fore Street, Trowbridge, BA14 8EU
- HSBC - 46 Fore Street, Trowbridge BA14 8EL
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Get all your signed documentation to your solicitor in advance, if you want to give yourself more chance of a faster conveyancing process in Trowbridge.
Your conveyancing solicitor can't exchange contracts with the other side until they receive your mortgage deed, transfer deed, signed contract and so on. Originals of these documents, or at least some originals may be required by your solicitor and if so, you may need to post them.
It's a good idea, if you have to use Royal Mail, to send as much correspondence as you can together and make sure to use recorded delivery. This way, the documents can be tracked and you can find out when your mail was received and who signed for it. This is never best left to chance - you might lose your documents, which will slow down your conveyancing considerably and you will have to wait for replacements, into the bargain.
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.