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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Time is the greatest healer when it comes to bad creditAs long as you develop good habits where credit is concerned, even serious black marks such as bankruptcy recede over time. Don't apply for credit until serious issues have left your file but once they have, assuming you are handling your finances correctly, you should have built up a good enough score to get credit – the main rules are always to make your repayments on time and never to take on credit that you don't need. |
Fixed Rate MortgageAfter receiving your mortgage loan, your repayments on a fixed rate mortgage are fixed at an agreed rate for an agreed period. You gain by knowing that the repayment figure won't change during the period and so can budget more easily for it. The disadvantage is that the fixed rate is normally higher than for a variable rate mortgage. Additionally, if you want to leave the deal early, you may have to pay a very large early repayment charge (you don't have to do this with a variable rate) and when the fixed period ends, your loan is normally converted to one where repayments are determined by the lender's standard variable rate. |
Average property price in Trowbridge | £251,351 |
% Change compared to last year | 5% |
Population of Trowbridge | 33,108 (2011) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Trowbridge offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.