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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Try not to use all of the possible credit available to youTo credit agencies, a person who has taken up all available credit can look overextended financially. This can negatively affect a credit rating as the person will be regarded as statistically more likely to miss payments or make them late. |
Fixed Rate MortgageThis type of mortgage loan involves repayments being fixed at a certain agreed interest rate for a set term with no adjustments. Their advantage is that a mortgagor knows exactly what has to be repaid each month for a set period and will be unaffected by for example sudden changes in the Bank of England base rate (which may or may not be to the advantage of the mortgagor). Typically, the fixed period is 2 years, 3 years, 5 years or 10 years. When the fixed term has expired, these mortgages normally change to variable rate mortgages, where the repayments can float (go up or down) because the rate moves when an underlying index – most normally the Bank of England base rate – moves. When the fixed term ends, the mortgagor can opt renew a fixed rate contract. |
Average property price in Warrington | £200,486 |
% Change compared to last year | -1.7% |
Population of Warrington | 208,800 (2016) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Warrington offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.